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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Excellent customer service and experience

Excellent customer service and experience Reviewed on: 30th March 2026

118118 privides excellent and afforfable services .

118118 privides excellent and afforfable services . Its quick effective Reviewed on: 30th March 2026

I had a very positive experience

I had a very positive experience with this company. The application process was quick and straightforward, and everything was clearly explained from the start. The team are responsive and professional, making the whole experience stress-free. What really stood out was the competitive rates and transparency, with no hidden surprises along the way. Overall, it’s a reliable service that delivers exactly what it promises, and I would confidently recommend it to others looking for a fast and trustworthy loan option. Reviewed on: 30th March 2026

Exceptional service from 118 118 Money

I have always had exceptional service from 118 118 money - every time I have had a need for a loan, the service has been professional, polite and friendly. Reviewed on: 30th March 2026

Profesjonalna firma

Łatwa szybka profesjonalna obsługa !z przyjemnością polecam znajomym! Reviewed on: 30th March 2026

Simple and clear application process.

Simple and clear application process. Quick response, and user friendly website and App. Reviewed on: 30th March 2026

More Than a Loan - Real Peace of Mind

118 118 Money made the whole loan process simple, quick, and stress-free. The application was easy, the decision was fast, and everything was explained clearly with no hidden surprises. What stood out most was how manageable and transparent the repayments were. It gave me real peace of mind when I needed it. Highly reliable and definitely recommended. Reviewed on: 30th March 2026

Quick and easy application and money in my account w...

Quick and easy application and money in my account within an hour Reviewed on: 30th March 2026

Simple, clear and concise! What more could you ask for!

I’ve had a great experience using 118 118 Money. They provided a clear, manageable solution when other options were complicated. The communication is excellent, and I feel like a valued customer rather than just a number. Highly recommend Reviewed on: 30th March 2026

Really helpful in sorting my loan out very quick

Really helpful in sorting my loan out very quick Reviewed on: 30th March 2026

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