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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (4602 reviews)

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4.89

Based on 4,602 reviews, last reviewed 13th May 2026

253700% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Didn't take long at all easy from start to finish. Didn't take long at all easy from start to finish. The app is fantastic and easy to use very impressed with the service overall. Reviewed on: 13th May 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4602)

I work together with 118 118 a lot of years I have...

I work together with 118 118 a lot of years I have never had any problems with this company, and they are probably one of the best companies in England.. Reviewed on: 30th March 2026

Value for money

Very fast turn around, Good interest rates and payment plans Reviewed on: 30th March 2026

Easy to deal with, app is simple to use, very friend...

Easy to deal with, app is simple to use, very friendly staff Reviewed on: 30th March 2026

Positive experience

I’ve had a really positive experience with 118 118 Money Loans. The application process was straightforward and easy to follow, with clear instructions at every step. I appreciated how quickly I received a decision, which made things much less stressful when I needed funds urgently. What stood out most was the transparency — all the terms, interest rates, and repayment details were clearly explained upfront, so there were no surprises later on. The online account management is also very user-friendly, making it simple to keep track of payments and balances. Customer service has been helpful and responsive whenever I’ve had questions, which adds an extra layer of reassurance. Overall, 118 118 Money Loans offers a reliable and convenient borrowing option, especially if you value clarity and ease of use. Reviewed on: 30th March 2026

Very fast and safe service.

Very fast and safe service. Highly recommended. App sldo launched Reviewed on: 30th March 2026

Very clear, concise and fast in delivering the loan

Very clear, concise and fast in delivering the loan Reviewed on: 30th March 2026

118 helped me out when I was struggling for money, t...

118 helped me out when I was struggling for money, they gave me a good loan with an excellent rate, I am grateful Reviewed on: 30th March 2026

Easy to apply for the loan

Easy to apply for the loans but the interest rates are too high Reviewed on: 30th March 2026

It was so easy to apply for & kept up...

It was so easy to apply for & kept up to date Reviewed on: 30th March 2026

100% recomended

Fast, easy 100% recomended easy to track record of ur loan through app Reviewed on: 30th March 2026

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