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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

I did have a lowish credit score but 118 have been f...

5
I did have a lowish credit score but 118 have been fab needed the loan for when my daughter got married .exellent service throughout and credit card helped to .keep doing what your doing thankyou 118 Reviewed on: 30th March 2026

Loan application

5
It was easy to apply and quick payment Reviewed on: 30th March 2026

Highly recommend

5
Loans accepted in minutes great company Reviewed on: 30th March 2026

I never win anything so I don't know why I...

5
I never win anything so I don't know why I m Reviewed on: 30th March 2026

Great service

5
Great service just what I needed Reviewed on: 30th March 2026

Everything has been great so far .

5
Everything has been great so far .. no issues at all. Reviewed on: 30th March 2026

They are excellent and best providers

5
They are excellent and best providers Reviewed on: 30th March 2026

I have know complaints and happy so far

4
I have know complaints and happy so gar Reviewed on: 30th March 2026

Very quick and easy application Easy to deal with fr...

5
Very quick and easy application Easy to deal with friendly people Reviewed on: 30th March 2026

Very easy to understand and really helpful the app i...

5
Very easy to understand and really helpful the app is easy to use too. I would recommend to anyone who wanted a loan Reviewed on: 30th March 2026

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