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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Fantastic company easy to use

5
Fantastic company easy to use and no hidden fees Reviewed on: 30th March 2026

Quick and easy process.

5
Quick and easy process. Pre approved before I applied. Reviewed on: 30th March 2026

Best customer service as they provide as always.

5
Best customer service as they provide as always. I had a really bad situation and this company with that loan they provided to me change my life and my situation. Thank you so much for everything Reviewed on: 30th March 2026

Good lender

5
118118 are Quick efficient and informative Reviewed on: 30th March 2026

118 11Great

5
It was easy to apply and get the loan and I was informed all the way. The money was sent promptly after i was accepted. Great customer service. Reviewed on: 30th March 2026

Easy process

5
Easy process to follow, communication great, and money in you account quickly once approved Reviewed on: 30th March 2026

Great service and never had any issues will continue...

5
Great service and never had any issues will continue with them as a customer going forward as their services give me flexibility and have been a great support in me acheiving some personal things for the last 18 months Reviewed on: 30th March 2026

Good and safe loan I am happy I didn't know 118 18 b...

5
Good and safe loan I am happy I didn't know 118 18 before I am sorry for this but now I know 11818 good financial Reviewed on: 30th March 2026

Great service

5
Great service and quick to respond and approve. Reviewed on: 30th March 2026

Easy application process

5
I have had no issues with applying for a Credit card or a Loan, i can manage my accounts online easily. I have only needed to speak to Customer services a few times but when i have they have been very helpful. Reviewed on: 30th March 2026

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