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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

So quick easy no stress hassle what so ever, made me...

So quick easy no stress hassle what so ever, made me feel human again and part of society giving me the freedom and nice again Reviewed on: 30th March 2026

A 10/10 friendly and helpful company, easy to apply,

A10/10 company with an incredibly straight forward and user friendly way of applying for a loan. Fully transparent with their terms and conditions. I’ve had bad experiences with loan companies previously whether it be poor communication or not offering the exact product they advertise. 118 has been a breath of fresh air. Highly recommend Reviewed on: 30th March 2026

I have nothing but good things to say about this ser...

I have nothing but good things to say about this service. Reviewed on: 30th March 2026

Easy to contact when needed.

Easy to contact when needed. Customer service is good. App easy to use. Reviewed on: 30th March 2026

Very easy process to apply, with results given quickly

Very easy process to apply, with results given quickly Reviewed on: 30th March 2026

Great service great helpful easy to use app

Great service great helpful easy to use app Reviewed on: 30th March 2026

Easy application, fast funds, low payments

Easy application, fast funds, low payments Reviewed on: 30th March 2026

Fun and easy

Easy to use,quick response,good value for money Reviewed on: 30th March 2026

Always there

Always there when I need them. No unnecessary fees Reviewed on: 30th March 2026

I am in for few months now, and I do not have any is...

I am in for few months now, and I do not have any issues so far. Reviewed on: 30th March 2026

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