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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Quick and easy application.

5
Quick and easy application. Simple process. Helped me when others wouldn’t. Reviewed on: 30th March 2026

Brilliant

5
Great company wish they lower interest rates though Reviewed on: 30th March 2026

I get a credit card and a loan at the same time it w...

5
I get a credit card and a loan at the same time it was a good experience with us. Regards Reviewed on: 30th March 2026

Excellent Service

5
It was quite easy and straightforward to get the loan , I was delighted when I received the loan in a matter of minutes. Reviewed on: 30th March 2026

When I needed loan 118 was there to help me and I th...

5
When I needed loan 118 was there to help me and I think they are the best loan company I have been with i try othher company and they wasn't good for me but i was successful and helpful to have 118 to help me thinks for them 118 is 10 out 10 Reviewed on: 30th March 2026

Don’t know what to add .

4
Don’t know what to add . . . …………. Reviewed on: 30th March 2026

Excellent experience very friendly and helpful .

5
Excellent experience very friendly and helpful . Reviewed on: 30th March 2026

I’m happy with 118 money!

5
I’m happy with 118 money! They came in to rescue when I really needed them and the process was easy and straightforward Reviewed on: 30th March 2026

Great company to work with

5
I find it a benefit to know that my loan account is monitored and I know I would never be given a loan that I would find I can not afford to pay in a couple of months after I get it Reviewed on: 30th March 2026

Better than expected

5
So straight forward to apply and fast payment into my account Reviewed on: 30th March 2026

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