Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,526 reviews, last reviewed 23rd Apr 2026
246900% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

After trying to find a loan for ages that would suit... After trying to find a loan for ages that would suit me 118 118 were the best and fastest Reviewed on: 23rd April 2026
Callum Smith's avatar
Callum Smith

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4526)

Had no problems, pay on time each month.

4
Had no problems, pay on time each month. Easy to apply , helped me out Reviewed on: 30th March 2026

Very easy straight forward transaction

5
Very easy straight forward transaction Reviewed on: 30th March 2026

Great customer and always reminding us about our nex...

5
Great customer and always reminding us about our next instalments. Reviewed on: 30th March 2026

Amazing!

5
Amazing! Great communication and customer service. Good products offered Reviewed on: 30th March 2026

Easy and useful

4
Easy to apply, app is full of useful information and straightforward to use. Reviewed on: 30th March 2026

First class service

5
First class service easy excess helpful Reviewed on: 30th March 2026

fast and eazy to get urgent money

3
fast and eazy to get urgent money Reviewed on: 30th March 2026

Easy to use app, easy application and responsive Cus...

5
Easy to use app, easy application and responsive Customer service. Reviewed on: 30th March 2026

Simple, Supportive and Reliable

5
I’ve had a really positive experience with 118 118 Money. The application process was straightforward, and everything was clearly explained from the start. The team has been supportive, and I’ve felt in control of my finances throughout. A reliable option if you’re looking to improve your financial situation. Reviewed on: 30th March 2026

118 and the team are great I would highly recommend...

5
118 and the team are great I would highly recommend them Reviewed on: 30th March 2026

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review