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118 118 Money: Personal loan reviews

4.88
Based on 4,529 reviews, last reviewed 23rd Apr 2026
247300% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Amazing customer service, would recommend 100% Amazing customer service, would recommend 100% Reviewed on: 23rd April 2026
Nicola C's avatar
Nicola C

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4529)

One of the easiest ways to apply for a loan and they...

5
One of the easiest ways to apply for a loan and they were very clear to me about what I needed to do. They have a great app to keep on top of everything. Reviewed on: 30th March 2026

Surprisingly Quick and Hassle Free

4
The experience was genuinely smooth for me. The application was really quick to get through, and the money landed in my account much faster than I expected. It matched exactly what they say about their fast approval process and how simple the app is to use. Reviewed on: 30th March 2026

Overall great experience for personal loan!

5
Overall great experience for personal loan! The service is great, the app is easy and intuitive to use. The rates that were offered to me are very good compared to the others. Therefore I can't recommend 118 118 Money enough to others! Reviewed on: 30th March 2026

Excellent

5
It was street free and easy to work with you Reviewed on: 30th March 2026

fast & more reliable when i got the loan

5
fast & more reliable when i got the loan Reviewed on: 30th March 2026

118118 experience

5
Not had any problems whilst I have had loan and credit card with 118118. The app is good for seeing your progress/activities. Reviewed on: 30th March 2026

Great services, straight forward process

5
Great services, straight forward process Reviewed on: 30th March 2026

I have received great service.

5
I have received great service. Offers come in fast and the app is easy to use. Reviewed on: 30th March 2026

easy peasy lemon squeez that I can say thanks once a...

5
easy peasy lemon squeez that I can say thanks once again for help with easy loan . Reviewed on: 30th March 2026

Not 1 single issue everything runs smoothly

5
Not 1 single issue everything runs smoothly Reviewed on: 30th March 2026

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