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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

I received an email to say i was eligible for a loan...

I received an email to say i was eligible for a loan as i was looking at the time, and i already have a 118118 credit card. I applied for the loan through the link and was accepted, i received the money that same day. Excellent and speedy service. Would definitely recommend Reviewed on: 30th March 2026

Easy application and fast payout and only had it a...

Easy application and fast payout and only had it a few months when I could borrow more Reviewed on: 30th March 2026

Quick and easy have been using this company for a fe...

Quick and easy have been using this company for a few years and everyrhing is done quickly and the app etc is easy to use Reviewed on: 30th March 2026

Fast and clear instructions and super fast delivery

Fast and clear instructions and super fast delivery Reviewed on: 30th March 2026

Easy application.

Easy application. Quick process. Great customer service. Answered all my questions. Happy customer! Reviewed on: 30th March 2026

Easy to apply, this the second loan...

Easy to apply, this the second loan I have had, pretty straight forward no issue or problems and I recommend them to all my friends and family Reviewed on: 30th March 2026

Afordable rates .

Afordable rates .Good custumer service. For me it was very helpful as the loan came at the right time. A big Thank You. Reviewed on: 30th March 2026

Always good service with prompt response

Always good service with prompt response Reviewed on: 30th March 2026

I got the loan when I needed the most ,118118 had a...

I got the loan when I needed the most ,118118 had a best APR and I took it ,fast and good service ,great customer service Reviewed on: 30th March 2026

it's ok the interest rate is a little high

it's ok the interest rate is a little high Reviewed on: 30th March 2026

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