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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Excellent service

Quick, no fuss finance given. Highly recommended. Reviewed on: 30th March 2026

Everything was smooth with no issues at all

Everything was smooth with no issues at all Reviewed on: 30th March 2026

Great and easy to apply and quick turnaround in resp...

Great and easy to apply and quick turnaround in response Reviewed on: 30th March 2026

The whole experience was brilliant

The whole experience was brilliant Reviewed on: 30th March 2026

Saved my life, financially

Saved my life, financially. needed to consolidate my debt this loan gave me the opportunity to make everything so much easier thank you. Reviewed on: 30th March 2026

Easy to access all products including credit cards a...

Easy to access all products including credit cards and loans Reviewed on: 30th March 2026

Easy application great customer service

Easy application great customer service Reviewed on: 30th March 2026

I have a loan and a credit card.

I have a loan and a credit card. I have no major complaints the app is accessible Reviewed on: 30th March 2026

Better and useful at all times

Better and useful at all times I will recommend it to friends and families Reviewed on: 30th March 2026

I needed help immediately and 118 offered me money s...

I needed help immediately and 118 offered me money straight away Reviewed on: 30th March 2026

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