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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Quick efficent quick to deposit funds in my bank

Quick efficent quick to deposit funds in my bank Reviewed on: 30th March 2026

Quick and easy process.

Quick and easy process. From application to receiving funds was quick and seamless. would recommend to friends and family. have had loans from different companies before and they have took their time in paying after being accepted. Reviewed on: 30th March 2026

Excellent customer service

Excellent customer service and great all round, have had a very positive experience with 118 118 Reviewed on: 30th March 2026

Very good experience

Very good experience they helped me when I needed a help thank you Reviewed on: 30th March 2026

Excellent stress free polite service .

Excellent stress free polite service . I'm well pleased Reviewed on: 30th March 2026

Quick and easy process!

Really fast process – everything was straightforward and the money arrived within 24 hours. Would definitely recommend. Reviewed on: 30th March 2026

When I need it

When you stuck need a money 118 118 comes and gives you a hand Reviewed on: 30th March 2026

Easiest company I’ve ever dealt with process and res...

Easiest company I’ve ever dealt with process and response simple and quick Reviewed on: 30th March 2026

One of the main advantages of this card is its acc...

One of the main advantages of this card is its accessibility. It is aimed at customers with poor or limited credit histories, making approval more achievable compared to traditional credit cards. The application process is simple and quick, and users can manage their account easily through an online portal or mobile app. Reviewed on: 30th March 2026

Easy app, easy application for the loan, friendly cu...

Easy app, easy application for the loan, friendly customer service Reviewed on: 30th March 2026

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