Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Its a good experience to use this service recommende...

Its a good experience to use this service recommended to others Reviewed on: 30th March 2026

Quick easy process!

Quick easy process!!! Never any issues, easy navigation of the website! An amazing service always!!! Reviewed on: 30th March 2026

Great customer service.

Great customer service. I’m really happy with the service I have received so far. Reviewed on: 30th March 2026

.Bery trustworthy company.

Treated me fairly and kept me up to date with payments offers available to me. Reviewed on: 30th March 2026

Good rates for poor credit

I would not recommend anyone to get into debt, as I think it should be a last resort sort of thing. However, 118 were good and prompt in sending across the money and the rate wasn’t extortionate like some other brands, based on my poor credit score. Can always pay it off early, which I did. Reviewed on: 30th March 2026

the personal loan is easy to get

the personal loan is easy to get Reviewed on: 30th March 2026

The easy and fast service nice to use

The easy and fast service nice to use Reviewed on: 30th March 2026

Good service 118 118 money very nice

Good service 118 118 money very nice Reviewed on: 30th March 2026

No issues to report, top up available which really h...

No issues to report, top up available which really helped and good customer service. Reviewed on: 30th March 2026

Arm chair loans.

No issues to report. Intrest rates are high. but for short term loan it is accepable Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Voyager Alliance Credit Union 4.76 from 400 reviews
Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.92 from 1328 reviews
Loans
from Enterprise Credit Union 4.96 from 3386 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub