Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 3,128 reviews, last reviewed 18th Apr 2026
118700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026
Estiverson D's avatar
Estiverson D

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (3128)

Very good, very professional.

5
Very good, very professional. Highly recommend Reviewed on: 15th April 2025

All aspects of applying and receiving loan were stra...

5
All aspects of applying and receiving loan were straightforward and clear to understand .The process was quick and simple Reviewed on: 15th April 2025

Qiuck, professional servicegood

5
Qiuck, professional servicegood Reviewed on: 15th April 2025

Very quick service fast and sufficient

5
Very quick service fast and sufficient Reviewed on: 15th April 2025

Really easy hassle free, email's to remind me when m...

5
Really easy hassle free, email's to remind me when my payment is due Reviewed on: 15th April 2025

it quick fast and straightforward.

5
it quick fast and straightforward. It was easy to use Reviewed on: 15th April 2025

I have been a customer for a while now.

5
I have been a customer for a while now. App easy to use, service and responses always answered in a timely manner. Reviewed on: 15th April 2025

Easy to apply for and quick for service

4
Easy to apply for and quick for service Reviewed on: 15th April 2025

Very good excellent!

5
Very good excellent! Analyze fast and friendly service Reviewed on: 15th April 2025

Easy application

5
The whole process was very easy to understand. Sometimes when you apply for things, you give up half way because you do not understand what you are being asked. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products