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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

quick decision, easy process, easy app to use

quick decision, easy process, easy app to use Reviewed on: 30th March 2026

I had a very smooth experience from start to finish.

I had a very smooth experience from start to finish. The application process was quick and easy, and everything was clearly explained along the way. The team was professional, helpful, and kept me informed at every step. I received a decision quickly and the whole process was much easier than I expected. I would definitely recommend this service to anyone looking for a straightforward and reliable loan provider. Reviewed on: 30th March 2026

118 118 are so helpful all the way through the proce...

118 118 are so helpful all the way through the process of a loan or credit card . Reviewed on: 30th March 2026

Every person matters

Very seamless process with very good app plus customer service. Everything runs smoothly with updates and excellent communication. Website clear and rates plus terms explained. Reviewed on: 30th March 2026

Easy application a quick decision.

Easy application a quick decision. Interest rates a bit high.Good communication with customer. Reviewed on: 30th March 2026

Amazing and accomodating.

Amazing and accomodating. App easy to navigate. User Friendly. Reviewed on: 30th March 2026

Never had any problem with 118 118 Money.

Never had any problem with 118 118 Money. The loan was provided very fast, with no issues. Customer service was also always very great and supportive! Reviewed on: 30th March 2026

I had a positive experience with 118 as a lender.

I had a positive experience with 118 as a lender. The application process was simple and quick, and the approval came without unnecessary delays. Reviewed on: 30th March 2026

very easy and quick you get your funds quickly

very easy and quick you get your funds quickly Reviewed on: 30th March 2026

Positive experience

Was quick and easy to get a loan, very helpful and very reasonable with monthly payments. Very good experience with customer service if I needed anything at all. Very interactive with the app and coil keep track with the loan. Reviewed on: 30th March 2026

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