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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Very pleasant easy experience and great service

Very pleasant easy experience and great service Reviewed on: 30th March 2026

Loan Interest too high.

Loan Interest too high. Loan interest too high Reviewed on: 30th March 2026

Excellent service

I have recieved two loans from 118 which have helped at convenient times and there was no struggle! Very well done Reviewed on: 30th March 2026

Quick and simple to apply, great customer service and

Quick and simple to apply, great customer service and Reviewed on: 30th March 2026

Verry professional!

Verry professional! Easy to apply. Reviewed on: 30th March 2026

It was straight forward to fill in the application f...

It was straight forward to fill in the application form then simply into my bank account with clear precise instructions from 118 118 Reviewed on: 30th March 2026

Great loan company let you top up when the time is r...

Great loan company let you top up when the time is right providing you have been repaying on time and in full Reviewed on: 30th March 2026

Took a loan out to help clear some debt and honestly...

Took a loan out to help clear some debt and honestly this company is amazing! Loan was there within less than an hour and has helped me out massively. Great company Reviewed on: 30th March 2026

Overall good experience.

Overall good experience. Everything done online, really useful app. Couldn't complain about anything Reviewed on: 30th March 2026

I needed it i got it

Quick and efficient the process was so easy it was unbelievable great service Reviewed on: 30th March 2026

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