Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Efficent

Very quick process and they provide a quick decision Reviewed on: 30th March 2026

I've found my whole experience with 118 118 so easy...

I've found my whole experience with 118 118 so easy and great. Applying was stress-free and I was able to have a decision within minutes. Their communication is prompt and reassuring at all times. The app is easy to use and is much better than a lot of providers - they've really put time and effort into their customer experience. At any point, I feel entirely sure of my latest position and supported. Reviewed on: 30th March 2026

Neutral, nothing outstanding to say

I have learned in life that is there is nothing outstandingly valuable, it is better to keep opinions for me. Reviewed on: 30th March 2026

Always very helpful when in need very discreet and c...

Always very helpful when in need very discreet and confidential Reviewed on: 30th March 2026

Really good service and experience

Really good service and experience Reviewed on: 30th March 2026

Very good experience and very nice people you have n...

Very good experience and very nice people you have nice days Reviewed on: 30th March 2026

Nothing else more to say, great loan provider and wa...

Nothing else more to say, great loan provider and was very very helpful Reviewed on: 30th March 2026

nice and easy loan and money was in my bank...

nice and easy loan and money was in my bank instant Reviewed on: 30th March 2026

Really easy to use, good customer service options al...

Really easy to use, good customer service options although I have never used it it’s regularly available. The app is really informative and the communication via email is great. Would recommend, easy to use. Reviewed on: 30th March 2026

Easy to apply

Easy to apply and the money arrived instantly. Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to Peer Lending
from BridgeCrowd 3.77 from 6 reviews
Loans
from Bradford District Credit Union 4.71 from 558 reviews
Short-term loan (discontinued)
from Wonga (inactive company) 3.11 from 83 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub