Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

Really good service from start to finish.

5
Really good service from start to finish. Remiders for payments regularly sent. If payments are potentially missed there is support. Really useful app to use also. Reviewed on: 30th March 2026

Good service.

5
Been very helpful throughout. Answered any questions I've had and tried their best to solve any problems. Reviewed on: 30th March 2026

Been with 118 for over 5 years with multiple items,...

5
Been with 118 for over 5 years with multiple items, really easy to apply, control and use Reviewed on: 30th March 2026

Easy apply and no hassle, perfect plan and great help.

5
Easy apply and no hassle, perfect plan and great help. Reviewed on: 30th March 2026

Easy to apply professional and quick answer

5
Easy to apply professional and quick answer Reviewed on: 30th March 2026

Great customer service

5
Nice friendly helpful staff. Quick and easy service Reviewed on: 30th March 2026

Super quick and easy process!

5
Super quick and easy process applying for the loan with excellent rates compared to all the others I’d seen. Money in within half an hour. Would recommend to friends and family Reviewed on: 30th March 2026

Helped me out when I needed and very helpful and eas...

5
Helped me out when I needed and very helpful and easy to use Reviewed on: 30th March 2026

Brill no complaints.

5
Brill no complaints. Easy from start to finish Reviewed on: 30th March 2026

very easy to apply for and fast and courteos

5
very easy to apply for and fast and courteos Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products