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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3128 reviews)

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4.88

Based on 3,128 reviews, last reviewed 18th Apr 2026

118700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3128)

Very quick and stress free way to get a loan...

Very quick and stress free way to get a loan Reviewed on: 15th April 2025

An excellent service

The whole application process was simple, quick and affordable, I couldn't have been happier with the way it all came together. Reviewed on: 15th April 2025

I would recommend 118 Money to someone who needs a p...

I would recommend 118 Money to someone who needs a personal loan and might not qualify for the lowest interest rates elsewhere. They’re clear, fast, and easy to deal with—but it’s still important to make sure the repayments fit comfortably into your budget. Reviewed on: 15th April 2025

They are very good and convenient

They are very good and convenient Reviewed on: 15th April 2025

I got in touch on line filled in a few details and 1...

I got in touch on line filled in a few details and 1hour later my money was in my account so simple to apply love it I will definitely get one again if needed Reviewed on: 15th April 2025

Excellent Service

The whole process was very straightforward, made everything much less stressful. App was easy to download and easy to navigate. So far I have no complaints and would definately use again. Reviewed on: 15th April 2025

An Unforgettable Experience at a Crucial Time

To be honest, I was at a point where I really didn’t know what to do. I was under serious financial pressure and running out of options. But just minutes after applying, the money was in my account. That speed felt like being pulled out of quicksand. The loan came at the exact moment I needed it most. It didn’t just help me financially—it helped me stand back up and face my problems with a bit more peace of mind. I’m truly grateful to the 118 118 team for their support and for making the process so smooth. For me, this wasn’t just a loan—it was a turning point in my life. Reviewed on: 15th April 2025

I was very happy.

I was very happy. I was offed a loan from 118118. There are services, a very easy and good thanks. Reviewed on: 15th April 2025

When I needed a savior 118 118 helped me out of a ti...

When I needed a savior 118 118 helped me out of a tight jam. Thank you for the service Reviewed on: 15th April 2025

Great and easy process thanks so much

Great and easy process thanks so much Reviewed on: 15th April 2025

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