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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

easy application process and the money was in my acc...

easy application process and the money was in my account quickly Reviewed on: 28th March 2026

My experience with you it’s very good because when I...

My experience with you it’s very good because when I need the help you give to me this help and thank you Reviewed on: 28th March 2026

Loan with 118 118 was easy to do friendly team very...

Loan with 118 118 was easy to do friendly team very knowledgeable and excellent value Reviewed on: 28th March 2026

I had a very pleasant transaction easy to apply ever...

I had a very pleasant transaction easy to apply every stage explained all the legal jargon explained no pressure all in all I was very happy with the whole process Reviewed on: 28th March 2026

Customer service chat is only good when you can fina...

Customer service chat is only good when you can finally get through to an agent. The wait time is too long. Otherwise, service you provide such as being payient& accommodating to people's circumstances with financial struggle to pay on time is great Reviewed on: 28th March 2026

Quick easy to apply.

Quick easy to apply, easy layout and pretty self explanatory Reviewed on: 28th March 2026

They offo a service that i needed at a very reasonab...

They offo a service that i needed at a very reasonable cost with no problems and very fast delivery. Reviewed on: 28th March 2026

Good experience but I thought by now that they would...

Good experience but I thought by now that they would offer an increase Reviewed on: 28th March 2026

Just a great company, fair interest rate's and perfe...

Just a great company, fair interest rate's and perfect for if you have a emergency fund you need straight away Reviewed on: 28th March 2026

Yes I’m received a loan was a very good experience...

Yes I’m received a loan was a very good experience Reviewed on: 28th March 2026

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