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118 118 Money: Personal loan reviews

4.88
Based on 3,128 reviews, last reviewed 18th Apr 2026
118700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026
Estiverson D's avatar
Estiverson D

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3128)

Quick, easy, good communication, straight forward.

5
Quick, easy, good communication, straight forward. Reviewed on: 15th April 2025

Very good communication.

5
Very good communication. Fast at responding really happy Reviewed on: 15th April 2025

Responsible lender

5
118 118 are a great company and responsible with their lending Reviewed on: 15th April 2025

Life saver!

5
Life saver! It came to my rescue when other turned me down. I almost committed suicide. Easy App, friendly customer service and I appreciate all that was done for me (credit card & loan). I need a referral link for my family and friends. Kudos to the management! I doff my cap Reviewed on: 15th April 2025

From start to finish, an easy excellent service.

5
From start to finish, an easy excellent service. Reviewed on: 15th April 2025

Best loan provider

5
Fast, simple service. Really pleased with my loan offer. I would highly recommend 118 118 money. Reviewed on: 15th April 2025

Very simple quick service!

5
Very simple quick service! Easy online process Reviewed on: 15th April 2025

I was accepted for a credit card and shortly after o...

5
I was accepted for a credit card and shortly after offered me a loan, which has come in handy for car repairs. 118 is so quick and easy to use and repay Reviewed on: 15th April 2025

Very quick and professional company, i had no issues...

5
Very quick and professional company, i had no issues whatsoever Reviewed on: 15th April 2025

Ethical and friendly

5
Took a loan out with no complications, amazing customer service and super ethical Reviewed on: 15th April 2025

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