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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3128 reviews)

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4.88

Based on 3,128 reviews, last reviewed 18th Apr 2026

118700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3128)

So simple

The application process was so simple and they gave a great app where I can keep track of my account and make payments easily. The customer service is also excellent, really helpful team. Reviewed on: 15th April 2025

Good bank

Good experience, customer care is good Reviewed on: 15th April 2025

Very pleased with way it has been dealt with

Very pleased with way it has been dealt with Reviewed on: 15th April 2025

Very good

Very good and fast transfer of money. Clear communication. The app is great and it’s very clear how much you owe and or have already paid. Reviewed on: 15th April 2025

Very easy to apply.

Very easy to apply. Quick response and easy to understand Reviewed on: 15th April 2025

Great and easy service have used this a couple of...

Great and easy service have used this a couple of times Reviewed on: 15th April 2025

Loan and credit card

I took out a loan with 118 118 money, as I was meeting the repayments I was given more offers such as a credit card which really helped me. Reviewed on: 15th April 2025

Easy and quick loan application, helped me clear off...

Easy and quick loan application, helped me clear off my debt in one chunk. Now only need to pay one bill per month! Reviewed on: 15th April 2025

Quick easy simple and more importantly affordable fo...

Quick easy simple and more importantly affordable for my requirements Reviewed on: 15th April 2025

Was ok but high interest is added

Was ok but high interest is added Reviewed on: 15th April 2025

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