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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

118118 IS THE WAY FORWARD

I applied for a loan with 118118 to consolidate, the process was very simple to follow. it definitely helps if you have a decent credit rating though and only apply for as much as you know you can afford to pay back Reviewed on: 28th March 2026

Excellent experience

Excellent I was able borrow money when I really needed it. Reviewed on: 28th March 2026

Borrow, loan

Thanks to 118 118 Money. If you can afford it, they offer loans at an interest rate you can afford. Reviewed on: 28th March 2026

Excellent service

I have been using 118 services for a while and needless to say, I've had an excellent experience with them Reviewed on: 28th March 2026

Very good process

Very easy process to complete and quickly received funds Reviewed on: 28th March 2026

Laserek69

good company, everything is transparent Reviewed on: 28th March 2026

Always been very supportive and quick to help resolv...

Always been very supportive and quick to help resolve problems Reviewed on: 28th March 2026

Money in minutes: The speed is unbeatable!

Applied for a £8000 loan to help with some unexpected home repairs. The process was incredibly straightforward—no endless questions or complicated paperwork. I had a decision in seconds and the money was in my bank within minutes. The app is also great for keeping track of my payments. Highly recommended for a fast, no-fuss experience Reviewed on: 28th March 2026

Nice and easy to apply and easy to keep track...

Nice and easy to apply and easy to keep track off Reviewed on: 28th March 2026

Great lender easy to use the app and website and exc...

Great lender easy to use the app and website and excellent customer service Reviewed on: 28th March 2026

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