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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3128 reviews)

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4.88

Based on 3,128 reviews, last reviewed 18th Apr 2026

118700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3128)

118 has been excellent in giving me the opportunity...

118 has been excellent in giving me the opportunity for improving my credit when others wouldn't. Since opening my account my credit health has improved dramatically and continues to do so Reviewed on: 15th April 2025

So easy to deal with no issues at all setting my acc...

So easy to deal with no issues at all setting my account up was fast and straight forward Reviewed on: 15th April 2025

Fully recommend

Was a quick application and money approved and received. The app is useful to check progress and good communication. Fair interest too Reviewed on: 15th April 2025

Fast and efficient.

Fast and efficient. Money was in account within minutes Reviewed on: 15th April 2025

Efficient and reliable

I found them through experian and i needed the personal loan due to debt repayment, and the checks and transaction are efficient that i received the money same day. Reviewed on: 15th April 2025

Was really easy and quick

Was really easy and quick, seamless and money available almost immediately Reviewed on: 15th April 2025

118-118.

have been very helpful could not get my credit score on track with out them Reviewed on: 15th April 2025

Really good service

Nice and easy to apply.Great customer service without phone calling all online set up. Reviewed on: 15th April 2025

Excellent and efficient service.

Excellent and efficient service.Interest rate is moderate.Am loving it. Reviewed on: 15th April 2025

Top service

My experience was top notch no hassel service was great and customer service where very pleasant would recommend to everyone Reviewed on: 15th April 2025

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