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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Easy Application high interest rate

I received a response on time, and the application process was straightforward. However, the interest rate offered was quite high compared to expectations. Overall, the service is efficient, but the cost of borrowing could be more competitive. Reviewed on: 28th March 2026

No Hassle mony came straight away after the submission

No Hassle mony came straight away after the submission Reviewed on: 28th March 2026

Fantastic company!

I’ve experienced some financial difficulties over the course of the loan and 118118 helped me out massively by extending payment dates & being kind o. The phone through their customer service. Reviewed on: 28th March 2026

Love 118

118 has been very helpful arranging my loan and checking that I am able to pay.If I have had a problem they are very helpful with when I can pay for example changing the date my loan comes out Reviewed on: 28th March 2026

Easy to apply and completed easily

Easy to apply and completed easily Reviewed on: 28th March 2026

Very good staffs guid you to the wright loan

Very good staffs guid you to the wright loan Reviewed on: 28th March 2026

Loan offered

I don't have a credit card.I have a loan. Would prefer the interest rate to be lower?But at the same time, they offered me a loan When no one else would. Reviewed on: 28th March 2026

Fast efficient service

It was a excellent service fast efficient and would recommend and use again Reviewed on: 28th March 2026

The whole experience was simple and problem free.

The whole experience was simple and problem free. All details laid out clearly and I like that everything can be be managed in the app Reviewed on: 28th March 2026

Easy to get loan

Good and easy to get a loan.it helped me in a timely manner Reviewed on: 28th March 2026

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