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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Perfect loan provider.

Perfect loan provider. I recommend everyone Reviewed on: 27th March 2026

Definitely I will try to get new loan with you...

Definitely I will try to get new loan with you guys Reviewed on: 27th March 2026

Quick and easy to apply, received a decision in minu...

Quick and easy to apply, received a decision in minutes and the money was in my account within 10 minutes, the interest is not extortionate like other places and reasonable monthly payments. Reviewed on: 27th March 2026

Quick.response

They are very fast in their responses Reviewed on: 27th March 2026

I needed £1000 to repair my car as I'm a carer.

I needed £1000 to repair my car as I'm a carer. Luckily 118 accepted me and the money was placed in my bank fast and I got my car repaired within 24 hours ! If it wasn't for them I don't know what I would of done Reviewed on: 27th March 2026

118 gave me a life line when I really needed it, it...

118 gave me a life line when I really needed it, it was easy to apply and the whole process was simple and quick. Thank you 118!! Reviewed on: 27th March 2026

Was okay but not letting people pay more is bad.

Was okay but not letting people pay more is bad. Like other lender when you have more you can pay to reduce the interest Reviewed on: 27th March 2026

Great service , quick response and positive

Great service , quick response and positive Reviewed on: 27th March 2026

Good one.

Good one. Was helpful when I was in a hurry Reviewed on: 27th March 2026

Easy to use service and apps are not complicated

Easy to use service and apps are not complicated Reviewed on: 27th March 2026

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