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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3128 reviews)

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4.88

Based on 3,128 reviews, last reviewed 18th Apr 2026

118700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3128)

The application was very quick.

The application was quick. And the decision making was carried out swiftly. And the money was in my account within the hour. The rate for repayments were very reasonable and manageable. So all in all I would say I was very pleased with the service provided to me accross the board. Reviewed on: 15th April 2025

Easy and excellent to use

Very easy process to go through and easy to use site. The terms and conditions were easy to understand without any issues. Reviewed on: 15th April 2025

118 have helped me in past they gave me a loan when...

118 have helped me in past they gave me a loan when no-one else would so I thank them for that Reviewed on: 15th April 2025

Quick and easy process.

Quick and easy process. Very transparent. Reviewed on: 15th April 2025

Great company

Great company will be staying with them Reviewed on: 15th April 2025

Straight into my account that day no messing around...

Straight into my account that day no messing around Reviewed on: 15th April 2025

118 118 helped me when things were financially diffi...

118 118 helped me when things were financially difficult by finding the best affordable loan to pay back Reviewed on: 15th April 2025

It was a quick and hussle free process when I urgent...

It was a quick and hussle free process when I urgently needed money. Would definitely recommend! Reviewed on: 15th April 2025

Great place to apply for loan and everything is expl...

Great place to apply for loan and everything is explained to which best loan great customer service and when finalising loan it transfer into bank account no problem Reviewed on: 15th April 2025

Fantastic service

118118 money were very easy to and helpful when I applied for a loan and let me know within 24 hours would recommend to anyone needing a loan Reviewed on: 15th April 2025

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