Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 3,128 reviews, last reviewed 18th Apr 2026
118700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026
Estiverson D's avatar
Estiverson D

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (3128)

good rates and good company to get a loan do not get...

5
good rates and good company to get a loan do not get refused Reviewed on: 15th April 2025

Was very easy and very understandable

5
Was very easy and very understandable Reviewed on: 15th April 2025

Good company to deal with

5
Arranging it was straight forward and painless and happy with the outcome Reviewed on: 15th April 2025

Helpful service

5
Very good service very informative and helpful Reviewed on: 15th April 2025

A very straight forward process from applying to the...

5
A very straight forward process from applying to the money being in my account Reviewed on: 15th April 2025

Easy to get money, quick.

5
Easy to get money, quick. Helpful. Small percent, possibilities to finish payments earlier Reviewed on: 15th April 2025

It was good experience after all.

5
It was good experience after all.. Reviewed on: 15th April 2025

My experience was great.

5
My experience was great. The loan process I went through was quick and easy to understand and complete. Reviewed on: 15th April 2025

118 make it stright forward and simple to understand .

5
118 make it stright forward and simple to understand . Reviewed on: 15th April 2025

Very helpful!!!

5
Very good company and helping if I need very recommend Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products