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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3128 reviews)

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4.88

Based on 3,128 reviews, last reviewed 18th Apr 2026

118700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3128)

Very quick and simple application process.

Very quick and simple application process. Funds within seconds. All clear and understandable. What would you like more? Reviewed on: 15th April 2025

It was so simple I filled in forms online as it was...

It was so simple I filled in forms online as it was recommended and they did the checks and got in touch and money straight in bank Reviewed on: 15th April 2025

I’ve had a great experience of support from 118.

I’ve had a great experience of support from 118. I’ve had a second loan since to support myself and they’ve made the process so easy and this makes your worries ease straight away! Even when I wanted to pay my loan off early I managed to do it without a fuss and the customer service were clear and considerate. After that first time using it, I know that 118 will be a first thought to support! Thanks Reviewed on: 15th April 2025

Quick and easy to navigate

The process was quick and easy to navigate . Money was in the bank within minutes and repayments are great . Had 2 loans now and will defo do again when paid up Reviewed on: 15th April 2025

Easy , straight forward .

Easy , straight forward . No middle man or messing around . Straight to the point. Reviewed on: 15th April 2025

The payout was fast and no fuss .

The payout was fast and no fuss .they are flexible if you have issues it is possible to teararrange payment dates second loan with them Reviewed on: 15th April 2025

Pleased with the service provided

They were very quick in giving me a response to my personal loan enquiry. Very pleased with the service. Reviewed on: 15th April 2025

Easy and very helpful online and easy to complete wo...

Easy and very helpful online and easy to complete would rate them 10 out of 10 Reviewed on: 15th April 2025

Great service

Great customer service and very helpful explained everything plus easy to understand Reviewed on: 15th April 2025

Fast and efficient brilliant

Fast and efficient service .excellent app too Reviewed on: 15th April 2025

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