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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

How banking should be.

Lost my job last year in the middle off November till the beginning of January this year which caused immense stress and anxiety to myself for obvious reasons. The first thing I did was to discuss matters regarding my account with the team at 118 for there help and a solution which were both achieved in a really understanding way of payment breaks and manageable payments to relieve any extra pressure and now my account is back on track thanks to the amazing team at 118 Reviewed on: 27th March 2026

Hey, I am very happy with your services, company hel...

Hey, I am very happy with your services, company helped me when I needed money very seriously… keep supporting needy people, much appreciated Reviewed on: 27th March 2026

When you are in need,at least someone can help

When you are in need,at least someone can help Reviewed on: 27th March 2026

Absolutely fast and flexible and good rate.

Absolutely fast and flexible and good rate..! Reviewed on: 27th March 2026

Excellent 5*****

Brilliant customer service and quick and easy to use Reviewed on: 27th March 2026

Very quick and simple.

Very quick and simple. Constant communication to make sure that the offer was right for me. The money was in my account within minutes of being accepted. Reviewed on: 27th March 2026

Easy to use fair repayment and was accepted first ti...

Easy to use fair repayment and was accepted first time and helpful when talking to the team Reviewed on: 27th March 2026

1-1-great!

Quick and simple process and money loaned within the hour. The app is great for info and they always keep you up to date. Reviewed on: 27th March 2026

Very straight forward application process

Very straight forward application process, easy to use app and no complications managing loan or altering details. Very friendly and understanding service especially if need to take a pay break of a month for example. Reviewed on: 27th March 2026

Easy to apply money came in instantly good support

Easy to apply money came in instantly good support Reviewed on: 27th March 2026

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