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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3128 reviews)

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4.88

Based on 3,128 reviews, last reviewed 18th Apr 2026

118700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3128)

118 118 money provider is excellent

118 118 money provider is excellent Reviewed on: 15th April 2025

Decent repayment rate

Decent repayment rate quick money in account Reviewed on: 15th April 2025

Efficient

Efficient process, received funds quickly Reviewed on: 15th April 2025

Very helpful no messing and funds were released stra...

Very helpful no messing and funds were released straight away very good Reviewed on: 15th April 2025

Very easy to arrange for a loan no

Very easy to arrange for a loan ,no awkward questions. Reviewed on: 15th April 2025

Trust. . I’ve been with 118 for over 2 years now.

I’ve been with 118 for over 2 years now. Whilst I haven’t had to ask any favours to miss payments I regularly get asked to let them know if I’m in any difficulty to call. Which is hugely reassuring. They have always been honest with me, and are in touch to check in at various times. I have utmost faith in them and wouldn’t hesitate to recommend their services. Reviewed on: 15th April 2025

118 118 are reliable and quick and easy to use.

118 118 are reliable and quick and easy to use. Very helpful. Reviewed on: 15th April 2025

Very straight forward process for loans and credit c...

Very straight forward process for loans and credit cards. Reviewed on: 15th April 2025

BEST LOAN PROVIDER IN THE UK

My experience was very straightforward. The money came through when I needed it the most.. Reviewed on: 15th April 2025

Excellent service so easy to apply from start to fin...

Excellent service so easy to apply from start to finish Reviewed on: 15th April 2025

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