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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3128 reviews)

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4.88

Based on 3,128 reviews, last reviewed 18th Apr 2026

118700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3128)

Excellent loan provided, was easy to apply for

Excellent loan provided, was easy to apply for and paid quickly. App is easy to use to see loan details and make payments, only downside was the interest rate is high and I am looking to pay the loan off quicker or use another company with a lower rate. Reviewed on: 15th April 2025

Any issues I have when 118118 is contacted they are...

Any issues I have when 118118 is contacted they are always able to help me and sort out the issue 100% Reviewed on: 15th April 2025

Very easy, very quick, no hassle

Very quick and easy to apply, no hassle and a very trustworthy service Reviewed on: 15th April 2025

I got a loan to consolidate credit card debt, it was...

I got a loan to consolidate credit card debt, it was easy and the money was in my account within an hour. I appreciated this process and it has helped me pay off debt Reviewed on: 15th April 2025

Fast and efficient.

Fast and efficient. Customer service is quick with responding to assist where needed. Reviewed on: 15th April 2025

My Review

Very professional and efficient service Reviewed on: 15th April 2025

Good company, can be bad wait time to talk to someon...

Good company, can be bad wait time to talk to someone though Reviewed on: 15th April 2025

I love yall

I joined about 3 months ago, the process was so smooth. And got the loan straight away. The interest rate was very feasible too! I’ve got a direct debit which makes it easy so I don’t forget payments but also they send reminder texts and emails! I high recommend as this is the first time I’ve taken a loan out. Reviewed on: 15th April 2025

Highly recommended

Absolutely fantastic in everyway from start to finish =) Reviewed on: 15th April 2025

Best loan company

118 money have helped me ten fold. The application process was easy from start to finish and the money was in the bank within half an hour. Would definitely recommend to a friend or family and will definitely use this company again in future. Reviewed on: 15th April 2025

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