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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Fast and simple service.

Fast and simple service. Definitely recommended Reviewed on: 27th March 2026

Nice experience,good services and seriouselity

Nice experience,good services and seriouselity Reviewed on: 27th March 2026

Easy process

Very user friendly, easy and not bureaucratic for a loan! Reviewed on: 27th March 2026

Well needed finances.

I needed some extra finances to initially pay for our annual family holiday, and remembered from some time ago that 118 118 used to advertise on the television, I tried a search online and was happy to find that they were still money lending, I followed a few easy steps giving some details, and I was very pleased to realise I qualified for a loan which paid for our holiday and also covered us for some car servicing before our actual holiday ..... 118 118 made the whole process easy and very clear and explained every detail ....... thankyou S.R Reviewed on: 27th March 2026

Very reliable and affordable loan also you keep cust...

Very reliable and affordable loan also you keep customers with updated information and reminders on direct debit dates Reviewed on: 27th March 2026

Always willing to help and explain

Always willing to help and explain Reviewed on: 27th March 2026

Really good service love the fact it has an app.

Really good service love the fact it has an app. Very good an hassle free. Reviewed on: 27th March 2026

All positive.

All positive. Had no issues. Will use again Reviewed on: 27th March 2026

I experienced a stress free online loan

I experienced a stress free online loan Reviewed on: 27th March 2026

Very expensive rates.

Very expensive rates, in a time of desperation I needed money so did what I had to taking out a loan. Hindsight is great and im 3 years into a 5 year loan agreement. Reviewed on: 27th March 2026

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