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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very easy process simple online no calls

5
Very easy process simple online no calls Reviewed on: 21st April 2026

Take a look give them a go you won’t be disappointed

5
I took a loan with 118 money it was very straight forward low payments to pay back each month no hidden surprises with fantastic service and very easy to do on line Reviewed on: 21st April 2026

Reliable and peace of mind

5
Great experience and reliable and full peace of mind. Reviewed on: 21st April 2026

Helpful always and very amazing service.

5
Helpful always and very amazing service. Reviewed on: 21st April 2026

Very good service, my loan was approved and I was gi...

5
Very good service, my loan was approved and I was given without stress Reviewed on: 21st April 2026

Excellent no issues whatsoever.

5
Excellent no issues whatsoever. Easy to use Reviewed on: 21st April 2026

Customer service is excellent.

5
Customer service is excellent. All on time even on weekends. Its an amazing experience with them Reviewed on: 21st April 2026

I had a good experience with 118 118 Money, I applie...

4
I had a good experience with 118 118 Money, I applied for a loan less than an hour the money was transferred to my bank account. Reviewed on: 21st April 2026

Been very easy to deal with helped me when I...

5
Been very easy to deal with helped me when I needed Reviewed on: 21st April 2026

Easy and transparent

5
Easy and transparent and decision is fast Reviewed on: 21st April 2026

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