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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

All round solid experience

Great experience, easy to apply and manage my account via the app. Reviewed on: 21st April 2026

Extremely fast response and the money went into my a...

Extremely fast response and the money went into my account straight away. Thank you 118 Reviewed on: 21st April 2026

Easy to do and very helpful - I would recommend 118...

Easy to do and very helpful - I would recommend 118 118 Reviewed on: 21st April 2026

Fast and efficient service.

Fast and efficient service. No messing around, does what it says on the tin! I would definitely use it again and recommend to others. I believe this is a brand I can trust fully! Reviewed on: 21st April 2026

Good except making any changes to your profile is a...

Good except making any changes to your profile is a pain. Especially on the app. Reviewed on: 21st April 2026

Overall a good experience and like the online portal

Overall a good experience and like the online portal Reviewed on: 21st April 2026

Provided good service.

Provided good service. Satisfied with the service from the company. Reviewed on: 21st April 2026

Its verry good service fast money thank you

Its verry good service fast money thank you Reviewed on: 21st April 2026

I feel it’s a good app experience but interest rates...

I feel it’s a good app experience but interest rates can be quite high but overall quite a clean experience Reviewed on: 21st April 2026

A problem free experience would use again straight f...

A problem free experience would use again straight forward and easy to use Reviewed on: 21st April 2026

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