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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

Fast and efficient service.

5
Fast and efficient service. No messing around, does what it says on the tin! I would definitely use it again and recommend to others. I believe this is a brand I can trust fully! Reviewed on: 21st April 2026

Good except making any changes to your profile is a...

3
Good except making any changes to your profile is a pain. Especially on the app. Reviewed on: 21st April 2026

Overall a good experience and like the online portal

5
Overall a good experience and like the online portal Reviewed on: 21st April 2026

Provided good service.

5
Provided good service. Satisfied with the service from the company. Reviewed on: 21st April 2026

Its verry good service fast money thank you

5
Its verry good service fast money thank you Reviewed on: 21st April 2026

I feel it’s a good app experience but interest rates...

5
I feel it’s a good app experience but interest rates can be quite high but overall quite a clean experience Reviewed on: 21st April 2026

A problem free experience would use again straight f...

5
A problem free experience would use again straight forward and easy to use Reviewed on: 21st April 2026

Very easy process simple online no calls

5
Very easy process simple online no calls Reviewed on: 21st April 2026

Take a look give them a go you won’t be disappointed

5
I took a loan with 118 money it was very straight forward low payments to pay back each month no hidden surprises with fantastic service and very easy to do on line Reviewed on: 21st April 2026

Reliable and peace of mind

5
Great experience and reliable and full peace of mind. Reviewed on: 21st April 2026

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