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118 118 Money: Personal loan reviews

View other 118 118 Money products
4.88
Based on 3,118 reviews, last reviewed 12th Apr 2026
117800% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Loan account Over the past 6 years i have had 2 loans from 118 they have been easy to apply for and affordable i never miss a payment you receive payment reminder... Read more Reviewed on: 12th April 2026
Sara c's avatar
Sara c

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B
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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3118)

I recommend !!

4
The money came in quick and they treated me well. Thank you guys !! Reviewed on: 15th April 2025
Otis k's avatar
Otis k

Great customer service always there to help

5
Great customer service always there to help Reviewed on: 15th April 2025
Adrian P's avatar
Adrian P

It was a quick and efficient process.

5
It was a quick and efficient process. Reviewed on: 15th April 2025
TJ's avatar
TJ

Its amazing , Easy , Provisional

5
Its amazing , Easy , Provisional Reviewed on: 15th April 2025
G A's avatar
G A

Have not had any issues

5
Have not had any issues, apart from the name being incorrect when I try to use chat. Reviewed on: 15th April 2025
Sue's avatar
Sue

So brilliant service really hope

5
So brilliant service really hope Reviewed on: 15th April 2025
Danny M's avatar
Danny M

Very easy to apply, lots of updates, quick and money...

5
Very easy to apply, lots of updates, quick and money deposited straight away Reviewed on: 15th April 2025
nicola j's avatar
nicola j

So unbelievably easy to do anything!

5
So unbelievably easy to do anything! Everyone has been lovely to speak to, automated systems help for people who have a busy life and overall it was, and still is a pleasant experience! Reviewed on: 15th April 2025
Ash's avatar
Ash

QUICK AND EASY PROCESS, wasnt left waiting for answe...

5
QUICK AND EASY PROCESS, wasnt left waiting for answers and the funds come through quickly, reminders on payment dates etc so you never miss a payment. Reviewed on: 15th April 2025
hollie 's avatar
hollie

Interest rates a bit high but fair

5
Interest rates a bit high but fair Reviewed on: 15th April 2025
Noodle's avatar
Noodle

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