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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

I am happy to deal with them.

5
I am happy to deal with them. Easy to apply and to contact them. They are very helpful Reviewed on: 22nd April 2025

Very efficient service.

5
Very efficient service. Would highly recommend Reviewed on: 22nd April 2025

Cant fault them and instantly paid in minutes.

5
Cant fault them and instantly paid in minutes. Reviewed on: 22nd April 2025

Great sService and very easy to apply .

5
Great service and very easy to apply for the loan And Very fast in paying it into my bank account Reviewed on: 22nd April 2025

I am very satisfied with this company.

5
I am very satisfied with this company. Everything was clear and the result was within a few minutes. The best personal loan provider. Reviewed on: 22nd April 2025

excellent service money , was quick

5
excellent service money , was quick Reviewed on: 22nd April 2025

Great credit builder card

5
When other card lenders wouldn't accept me. 118 118 did. I needed a credit card to build up my credit rating again. The always have good offers on and good limit increases for when your paying on time. App. Is easy to navigate as well Reviewed on: 22nd April 2025

Good customer care.

5
Good customer care. Fast and reliable Reviewed on: 22nd April 2025

Amazing experience would highly recommend

5
Amazing experience would highly recommend Reviewed on: 22nd April 2025

Very good on marketing, excellent on promptness very...

5
Very good on marketing, excellent on promptness very clear on business and excellent on spending process. Reviewed on: 22nd April 2025

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