Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Customer service

Good customer service dealing with my queries with in 5 minutes on live chat Reviewed on: 22nd April 2025

Good and efficient service would recommend to family...

Good and efficient service would recommend to family and friends Reviewed on: 22nd April 2025

Very quick and easy application.

Very quick and easy application. The money was in my account before the said it would be Reviewed on: 22nd April 2025

Customer service helped lower my Anxiety

Customer service helped me understand how my loan works in a very clear way, so I knew exactly what lies ahead and what my repayment schedule looks like. As someone on the Autistic spectrum and has ADHD I like to plan ahead, and being able to see what lies ahead is very important to me. Reviewed on: 22nd April 2025

Fast and easy service, would recommend for friends a...

Fast and easy service, would recommend for friends and family Reviewed on: 22nd April 2025

Very helpful and understanding

Very. Helpful helped me see exactly what I could afford and keep to my payments Reviewed on: 22nd April 2025

I struggled to make 1 payment and was a few days lat...

I struggled to make 1 payment and was a few days late making it and was hounded by called and threats by 118 recorded messages Reviewed on: 22nd April 2025

Its been good but the interest rates are n the highe...

Its been good but the interest rates are n the higher side Reviewed on: 22nd April 2025

Very quick to do and easy to apply for

Very quick to do and easy to apply for Reviewed on: 22nd April 2025

No issues at all

Friendly customer service team who are really helpful. There are lots of financial options available no matter what your credit score. Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Advance Credit Union 4.15 from 3 reviews
Personal Loan
from Citrus Loans 3.73 from 3 reviews
Payday Loan
from Bongaloans 0.00 from 0 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub