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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

118 118 money the number one loan company

118 118 money is by far the number one loan company I have encountered with. Great customer service and quick and easy loan processing. I would recommend it to anyone. Reviewed on: 22nd April 2025

It has all been clear and easy ti set up and apply.

It has all been clear and easy ti set up and apply. Reviewed on: 22nd April 2025

Great customer service super fast payment into my ba...

Great customer service super fast payment into my bank account with in 15 minutes. Look forward to using again in future. Reviewed on: 22nd April 2025

Initially searched through ClearScore and 118118 mon...

Initially searched through ClearScore and 118118 money was one of the best value and pre- approved that appeared in the search results. Very easy to set up and very clear on charges and payment dates. Website was easy to navigate. Reviewed on: 22nd April 2025

Communication was easy pront and considerate of affo...

Communication was easy pront and considerate of affordability and options Reviewed on: 22nd April 2025

Quick smooth services, friendly staff

Quick smooth services, friendly staff Reviewed on: 22nd April 2025

Quick funds, easy application.

Quick funds, easy application. Interest rates aren’t bad Reviewed on: 22nd April 2025

Hit a rough spot in middle off the month and 118 mon...

Hit a rough spot in middle off the month and 118 money was there to relieve the stress instantly. Fast payout Reviewed on: 22nd April 2025

Very good and straightforward.

Very good and straightforward. I had been approved swiftly, I had spoken with an agent who was very helpful before I submitted my application. Fair on repayment amount, no problems and thank you :). Reviewed on: 22nd April 2025

Great experience and easy to use app with no unnece...

Great experience and easy to use app with no unnecessary distraction when you open the app Reviewed on: 22nd April 2025

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