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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4609 reviews)

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4.76

Based on 4,609 reviews, last reviewed 11th Jun 2026

254400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

Quick and Easy Loan Experience with 118 118 Money

Taking a personal loan is never a decision I make lightly, but my experience with 118 118 Money has genuinely exceeded expectations and deserves recognition. From the very beginning, the application process was refreshingly straightforward. The online system was clear, user-friendly, and didn’t overwhelm me with unnecessary jargon. Within a short time, I had a decision, which removed a lot of the usual stress and uncertainty that comes with borrowing. What stood out most to me was the transparency. Every detail—from repayment amounts to timelines—was clearly explained, leaving no room for confusion. I always felt fully informed and in control of my financial commitment, which is something I truly value. The repayments have been manageable and consistent, making it easy to plan my monthly budget. There have been no surprises along the way, and that reliability has given me real peace of mind. It’s clear that the service is designed with everyday people in mind, especially those who may not have perfect credit but still need fair access to financial support. Customer support has also been impressive. On the occasions I had questions, responses were prompt, helpful, and genuinely reassuring. It felt like I was dealing with real people who understood my situation, rather than just another faceless system. Overall, my experience has been positive, smooth, and dependable. 118 118 Money provided me with the support I needed at the right time, and I wouldn’t hesitate to recommend them to others who are looking for a simple and accessible lending option. A trustworthy service that delivers exactly what it promises. Reviewed on: 20th April 2026

Excellent and fast service, would definitely recomme...

Excellent and fast service, would definitely recommend to anybody.! Reviewed on: 20th April 2026

118 118 helped me when I really needed it.

118 118 helped me when I really needed it. They said yes and the rest is history. Good communication throughout and always offering help/advice.I'd recommend them to friends and family Reviewed on: 20th April 2026

Very good customer server and very understing

Very good customer server and very understing Reviewed on: 20th April 2026

Impressed, I definitely recommend.

I really needed a loan an I had no problems atall with getting what I needed from 118118.. comuincation was brilliant all so easy and hassel free . Reviewed on: 20th April 2026

Very good and efficient service and customer service...

Very good and efficient service and customer service on point if u need help Reviewed on: 20th April 2026

Awesome,reliable and trustworthy

Awesome,reliable and trustworthy Reviewed on: 20th April 2026

It was easy to complete online and easy to keep an e...

It was easy to complete online and easy to keep an eye once set up with my account to check on payment history etc online. Reviewed on: 20th April 2026

Good service

All service online good and get money fact Reviewed on: 20th April 2026

Easy to apply

Easy to apply fast processing and competitive markup rate Reviewed on: 20th April 2026

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