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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Money quick in the time of need.

Money quick in the time of need. Reliable and a friendly service. No messing. Reviewed on: 20th April 2026

Getting a loan was very easy staff very helpful it w...

Getting a loan was very easy staff very helpful it was easy to understand and very quick Reviewed on: 20th April 2026

all good, very easy and friendly

all good, very easy and friendly Reviewed on: 20th April 2026

Needed some money to sort a problem at home.

Needed some money to sort a problem at home. Easy to apply and funds were available almost immediately. Very pleased with service. Reviewed on: 20th April 2026

My review !

Average. Online glitchy when trying to change address! Reviewed on: 20th April 2026

Positive experience

I have had a great experience with 118 118 I was able to get everything back on track with my loan and any time I have had to call the customer service team were very helpful. Reviewed on: 20th April 2026

Great experience

Its a good loan for people with poor credit with decent rate Reviewed on: 20th April 2026

TRANSPARENCY

Easy, experience in getting the loan, everything was transparent before making the final decision, so I was able to understand what I was getting. Reviewed on: 20th April 2026

Quality service.

I just found the whole process from the start of the application to the end, simple easy to understand, hassle free, brilliant customer service. Thank you Reviewed on: 20th April 2026

Always helpful great service highly recommended

Always helpful great service highly recommended Reviewed on: 20th April 2026

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