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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

Needed some money to sort a problem at home.

5
Needed some money to sort a problem at home. Easy to apply and funds were available almost immediately. Very pleased with service. Reviewed on: 20th April 2026

My review !

3
Average. Online glitchy when trying to change address! Reviewed on: 20th April 2026

Positive experience

5
I have had a great experience with 118 118 I was able to get everything back on track with my loan and any time I have had to call the customer service team were very helpful. Reviewed on: 20th April 2026

Great experience

5
Its a good loan for people with poor credit with decent rate Reviewed on: 20th April 2026

TRANSPARENCY

5
Easy, experience in getting the loan, everything was transparent before making the final decision, so I was able to understand what I was getting. Reviewed on: 20th April 2026

Quality service.

5
I just found the whole process from the start of the application to the end, simple easy to understand, hassle free, brilliant customer service. Thank you Reviewed on: 20th April 2026

Always helpful great service highly recommended

5
Always helpful great service highly recommended Reviewed on: 20th April 2026

It was amazing and I will recommend strongly

5
It was amazing and I will recommend strongly Reviewed on: 20th April 2026

Great service very fast and fair

5
Great service very fast and fair Reviewed on: 20th April 2026

11/10 would recommend to everyone.

5
11/10 would recommend to everyone. Fair and communication is great. Reviewed on: 20th April 2026

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