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118 118 Money: Personal loan reviews

4.89
Based on 1,815 reviews, last reviewed 21st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026
Jon's avatar
Jon

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

Easy to apply and fast turnaround ,more than happy

5
Easy to apply and fast turnaround ,more than happy Reviewed on: 22nd April 2025

Was very easy to apply and service was excellent .

5
Was very easy to apply and service was excellent . The whole process was very quick would highly recommend. Reviewed on: 22nd April 2025

118 118 money helped me at a time of need when no ot...

5
118 118 money helped me at a time of need when no other provider would and i am truly grateful. Reviewed on: 22nd April 2025

Very easy and accessible, clear guidance and process.

5
Very easy and accessible, clear guidance and process. No issues so no need to contact customer services. Reviewed on: 22nd April 2025

Very easy used the app and nice support

5
Very easy used the app and nice support Reviewed on: 22nd April 2025

Very quick and convenient process.

5
Very quick and convenient process. Reviewed on: 22nd April 2025

Needed help and money and they helped really easy an...

4
Needed help and money and they helped really easy and quick Reviewed on: 22nd April 2025

Process was really simple and straightforward.

5
Process was really simple and straightforward. The money amount offered was reasonable and all information provided Reviewed on: 22nd April 2025

118 118 money are a excellent company and I feel pri...

5
118 118 money are a excellent company and I feel privileged being a customer with them. Reviewed on: 22nd April 2025

Very great service and quick response

5
Very great service and quick response Reviewed on: 22nd April 2025

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