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118 118 Money: Personal loan reviews

4.90
Based on 1,809 reviews, last reviewed 1st Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Honest and hard-working. 118118 Money helped me in a time of need. I am still repaying the provided loan. The company's communication is straightforward, yet meaningful, with ... Read more Reviewed on: 15th June 2025
Daniel H's avatar
Daniel H

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025
Lynn b's avatar
Lynn b

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1809)

Needed help and money and they helped really easy an...

4
Needed help and money and they helped really easy and quick Reviewed on: 22nd April 2025

Process was really simple and straightforward.

5
Process was really simple and straightforward. The money amount offered was reasonable and all information provided Reviewed on: 22nd April 2025

118 118 money are a excellent company and I feel pri...

5
118 118 money are a excellent company and I feel privileged being a customer with them. Reviewed on: 22nd April 2025

Very great service and quick response

5
Very great service and quick response Reviewed on: 22nd April 2025

Great service and communication.

5
Great service and communication. Money transferred quickly Reviewed on: 22nd April 2025

Easy to apply for and decision in minutes

5
Easy to apply for and decision in minutes Reviewed on: 22nd April 2025

I was approved of a loan despite not having a very g...

5
I was approved of a loan despite not having a very good credit score and it helped me a lot Reviewed on: 22nd April 2025

Great recommendations

5
Very quick in deciding and a brilliant service will recommend to anyone Reviewed on: 22nd April 2025

Everything was perfect.

5
Everything was perfect. Very smooth process. Money in bank very quickly. Application was easy to complete and submit. Reviewed on: 22nd April 2025

Amazing experience cannot fault the service

5
Amazing experience cannot fault the service Reviewed on: 22nd April 2025

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