Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

It was easy to complete online and easy to keep an e...

5
It was easy to complete online and easy to keep an eye once set up with my account to check on payment history etc online. Reviewed on: 20th April 2026

Good service

5
All service online good and get money fact Reviewed on: 20th April 2026

Easy to apply

5
Easy to apply fast processing and competitive markup rate Reviewed on: 20th April 2026

Support is essential

5
There has been times where I couldn’t pay the bill and I go scared. I spoke to the staff and they are so understanding and sorted out my problems asap. Reviewed on: 20th April 2026

Very quick

5
Very quick and strat forward and all online Reviewed on: 20th April 2026

Easy application and speedy decisions.

5
Easy application and speedy decisions. I’d have no hesitation in using again Reviewed on: 20th April 2026

Good it was really good and a very easy

5
Good it was really good and a very easy Reviewed on: 20th April 2026

Excellent service from the start 5 star

5
Excellent service from the start 5 star Reviewed on: 20th April 2026

Great rates and impeccable service highly recommend

5
Great rates and impeccable service highly recommend Reviewed on: 20th April 2026

Straightforward loan with good rates

5
Straightforward loan with good rates Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products