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118 118 Money: Personal loan reviews

4.88
Based on 4,597 reviews, last reviewed 5th May 2026
253200% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good experiance keepyou updated and fast response Good experiance keepyou updated and fast response Reviewed on: 5th May 2026
Kelvin Victor Cole's avatar
Kelvin Victor Cole

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4597)

It was good experience from the application to the d...

5
It was good experience from the application to the disbursement. Reviewed on: 20th April 2026

I am pleased with how quickly I received a positive...

5
I am pleased with how quickly I received a positive response Reviewed on: 20th April 2026

Easy to apply, friendly and fast payments

5
Easy to apply, friendly and fast payments Reviewed on: 20th April 2026

They have been very helpful and a delight to deal...

5
They have been very helpful and a delight to deal with Reviewed on: 20th April 2026

I was in a cash dilemma and needed cash quickly so I...

5
I was in a cash dilemma and needed cash quickly so I contacted 118-118 my request was accepted and cash was in my bank within minutes.im very impressed with the way they reacted to my request.i would definitely recommend 118128 Reviewed on: 20th April 2026

Easy to use fast funds and highly recommended

5
Easy to use fast funds and highly recommended Reviewed on: 20th April 2026

Very quick service and flexible product.

5
Very quick service and flexible product. Reliable check prior to impact to credit rating. Clear explanation of terms. Application acceptance and money received in less than an hour. I'm not sure it can get any better than this. Reviewed on: 20th April 2026

very quick response

5
very quick response, very easy form to fill out, all checks done quickly. one happy customer, thank you Reviewed on: 20th April 2026

I have found 118 to be so informative and contactable.

5
I have found 118 to be so informative and contactable. I don't feel pressurised. Professional Reviewed on: 20th April 2026

It’s been wonderful as they were able to provide wit...

5
It’s been wonderful as they were able to provide with a loan which was super sufficient Reviewed on: 20th April 2026

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