Smart Money People Logo

118 118 Money: Personal loan reviews

4.90
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (1813)

smooth experience.

3
smooth experience. Fast delivery. Reviewed on: 22nd April 2025

Was quick and easy and very efficient

5
Was quick and easy and very efficient Reviewed on: 22nd April 2025

The whole team and process is amazing and would reco...

5
The whole team and process is amazing and would recommend anyone to them. Reviewed on: 22nd April 2025

Easy to apply for a loan.

5
Easy to apply for a loan. I'm kept informed of repayment dates Reviewed on: 22nd April 2025

Quick and easy

5
So far , so good. One of the options available when not many could help so happy with the service I received really. Reviewed on: 22nd April 2025

Fast and easy

5
The application was easy a quick, I had the money in my account within the same day. Reviewed on: 22nd April 2025

Great service

4
I've found they very helpful and aways happy to help. With any enquiry Reviewed on: 22nd April 2025

Easy to apply and quick pay out.

5
Easy to apply and quick pay out, app also easy to use. Reviewed on: 22nd April 2025

Is the best service I’m so happy

5
Is the best service I’m so happy Reviewed on: 22nd April 2025

Superb company

5
Totally awesome institution great card great loans to suit and a plus customer service Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products