Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4609)

Very good, very easy service.

5
Very good, very easy service. No complaints Reviewed on: 20th April 2026

Friendly, fair and helpful.

4
Friendly, fair and helpful. I don't need tell you more Reviewed on: 20th April 2026

It was good experience from the application to the d...

5
It was good experience from the application to the disbursement. Reviewed on: 20th April 2026

I am pleased with how quickly I received a positive...

5
I am pleased with how quickly I received a positive response Reviewed on: 20th April 2026

Easy to apply, friendly and fast payments

5
Easy to apply, friendly and fast payments Reviewed on: 20th April 2026

They have been very helpful and a delight to deal...

5
They have been very helpful and a delight to deal with Reviewed on: 20th April 2026

I was in a cash dilemma and needed cash quickly so I...

5
I was in a cash dilemma and needed cash quickly so I contacted 118-118 my request was accepted and cash was in my bank within minutes.im very impressed with the way they reacted to my request.i would definitely recommend 118128 Reviewed on: 20th April 2026

Easy to use fast funds and highly recommended

5
Easy to use fast funds and highly recommended Reviewed on: 20th April 2026

Very quick service and flexible product.

5
Very quick service and flexible product. Reliable check prior to impact to credit rating. Clear explanation of terms. Application acceptance and money received in less than an hour. I'm not sure it can get any better than this. Reviewed on: 20th April 2026

very quick response

5
very quick response, very easy form to fill out, all checks done quickly. one happy customer, thank you Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products