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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very easy process

5
Very easy process to follow and true to its word , money in bank very quickly Reviewed on: 20th April 2026

Professionalism

5
Professional people, good experience. Reviewed on: 20th April 2026

Its been okay thanks I have been satisfied

3
Its been okay thanks I have been satisfied Reviewed on: 20th April 2026

Very good, very easy service.

5
Very good, very easy service. No complaints Reviewed on: 20th April 2026

Friendly, fair and helpful.

4
Friendly, fair and helpful. I don't need tell you more Reviewed on: 20th April 2026

It was good experience from the application to the d...

5
It was good experience from the application to the disbursement. Reviewed on: 20th April 2026

I am pleased with how quickly I received a positive...

5
I am pleased with how quickly I received a positive response Reviewed on: 20th April 2026

Easy to apply, friendly and fast payments

5
Easy to apply, friendly and fast payments Reviewed on: 20th April 2026

They have been very helpful and a delight to deal...

5
They have been very helpful and a delight to deal with Reviewed on: 20th April 2026

I was in a cash dilemma and needed cash quickly so I...

5
I was in a cash dilemma and needed cash quickly so I contacted 118-118 my request was accepted and cash was in my bank within minutes.im very impressed with the way they reacted to my request.i would definitely recommend 118128 Reviewed on: 20th April 2026

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