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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Easy to use fast funds and highly recommended

Easy to use fast funds and highly recommended Reviewed on: 20th April 2026

Very quick service and flexible product.

Very quick service and flexible product. Reliable check prior to impact to credit rating. Clear explanation of terms. Application acceptance and money received in less than an hour. I'm not sure it can get any better than this. Reviewed on: 20th April 2026

very quick response

very quick response, very easy form to fill out, all checks done quickly. one happy customer, thank you Reviewed on: 20th April 2026

I have found 118 to be so informative and contactable.

I have found 118 to be so informative and contactable. I don't feel pressurised. Professional Reviewed on: 20th April 2026

It’s been wonderful as they were able to provide wit...

It’s been wonderful as they were able to provide with a loan which was super sufficient Reviewed on: 20th April 2026

Was looking for a loan and was happy to use them aga...

Was looking for a loan and was happy to use them again good rates and easy to follow website Reviewed on: 20th April 2026

I love this company very helpful when i am strugglin...

I love this company very helpful when i am struggling love it Reviewed on: 20th April 2026

Its super easy the app quality and easy to follow...

Its super easy the app is quality and easy to follow great loan experience Reviewed on: 20th April 2026

Very quick and easy to do and the forms are easy to...

Very quick and easy to do and the forms are easy to understand online Reviewed on: 20th April 2026

Excellent customer service!

Excellent customer service! Quick application, money transferred quickly very happy customer Reviewed on: 20th April 2026

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