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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

Good service

5
Easy good service and fast. Happy Reviewed on: 16th April 2025

Easy application Fast Decision Quick Payment

5
Applied online quick decision and money in the bank really quick. Reviewed on: 16th April 2025

Can’t fault 118 118, quick and easy to apply

5
Can’t fault 118 118, quick and easy to apply Reviewed on: 16th April 2025

Quick and easy so simple and was in the bank...

5
Quick and easy so simple and was in the bank same day Reviewed on: 16th April 2025

Found it easy to apply and you are very helpful...

5
Found it easy to apply and you are very helpful Reviewed on: 16th April 2025

This is the first credit card and loan I have ever t...

5
This is the first credit card and loan I have ever taken out and being a single parent it has helped me so so much thank you 118 money Reviewed on: 16th April 2025

Amazing!

5
Amazing! Been with 118 118 money for years, I would recommend highly to anyone. Great customer service too. Reviewed on: 16th April 2025

Great service and efficiency.

5
Great service and efficiency. The money was received instantly. Would have wished for a slightly better interest rate Reviewed on: 16th April 2025

Easy application and quick response

5
Easy application and quick response Reviewed on: 16th April 2025

Amazing, quick service.

5
Amazing, quick service. Paid into my bank within 30 minutes. Very satisfied customer. Thank you! Reviewed on: 16th April 2025

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