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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Simple application and funds available fast

Simple application and funds available fast Reviewed on: 16th April 2025

My experience has been excellent, process was seamle...

My experience has been excellent, process was seamless and stressfree Reviewed on: 16th April 2025

and paid almost inst...

Easy application Quick decision and paid almost instantly into your account Reviewed on: 16th April 2025

Applying was super easy to follow and decision made...

Applying was super easy to follow and decision made in minutes. Money was in my account within 10 minutes. Questionnaire easy to follow and no support required to complete application. Reviewed on: 16th April 2025

the money is in the account very quickly

the money is in the account very quickly Reviewed on: 16th April 2025

Quick apply Quick money good rate perfect

Quick apply Quick money good rate perfect Reviewed on: 16th April 2025

Great service easy to use 118 has really helped me...

Great service easy to use 118 has really helped me out Reviewed on: 16th April 2025

Quick and easy application - great experience

Filled the form online, had an immediate approval and money was in my account an hour later. Fastest and smoothest application. Reviewed on: 16th April 2025

Quick and easy process, excellent customer service

Quick and easy process, excellent customer service Reviewed on: 16th April 2025

Easy to use and had a step by step process.

Easy to use and had a step by step process. Happy with contact and requirements. Reviewed on: 16th April 2025

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