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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

118 118 Money makes personal loan easily accessible.

5
118 118 Money makes personal loan easily accessible and their App is user friendly. I find their terms and conditions simple to understand without any ambiguity or hidden charges. They pay in your money as soon as you meet all requirements for the loan. Reviewed on: 16th April 2025

Very easy to apply

5
Very easy to apply, no hassles got the money straight away after my loan was approved Reviewed on: 16th April 2025

Amazing would recommend

5
I have had no issues with lending from 118 118 money Reviewed on: 16th April 2025

Quick & simple, no hassle

5
Quick & simple, no hassle and the APP is great to keep track of your payment. Reviewed on: 16th April 2025

My experience was good.

4
My experience was good. I am likely to recommend this loan service to others. Reviewed on: 16th April 2025

quick and easy

5
quick and easy no problems at all Reviewed on: 16th April 2025

Great service hassle free money was in my account in...

5
Great service hassle free money was in my account in 10 minutes excellent customer service many thanks Reviewed on: 16th April 2025

Speedy process!!!

5
I could not believe how quick the process was. The money was in my account within two hours! Reviewed on: 16th April 2025

118118 are very easy to deal with, all through the l...

5
118118 are very easy to deal with, all through the loan process they explained everything and if I wanted to talk to someone I could. The forms were easy to fill in and the money into my account was there within minutes of signing the agreement. Reviewed on: 16th April 2025

Loan application

5
It was quick and easy to apply email sent to keep me informed Great service Reviewed on: 16th April 2025

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