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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Great customer service

5
Everything was quick and simple from start to finish applied from the amount they confirmed it within minutes and had the money in my account by the end of the day couldn't of asked for a better service Reviewed on: 16th April 2025

Efficient and professional.

5
Efficient and professional. Have been quite impressed and satisfied with the service I am receiving. Reviewed on: 16th April 2025

118 118 Money makes personal loan easily accessible.

5
118 118 Money makes personal loan easily accessible and their App is user friendly. I find their terms and conditions simple to understand without any ambiguity or hidden charges. They pay in your money as soon as you meet all requirements for the loan. Reviewed on: 16th April 2025

Very easy to apply

5
Very easy to apply, no hassles got the money straight away after my loan was approved Reviewed on: 16th April 2025

Amazing would recommend

5
I have had no issues with lending from 118 118 money Reviewed on: 16th April 2025

Quick & simple, no hassle

5
Quick & simple, no hassle and the APP is great to keep track of your payment. Reviewed on: 16th April 2025

My experience was good.

4
My experience was good. I am likely to recommend this loan service to others. Reviewed on: 16th April 2025

quick and easy

5
quick and easy no problems at all Reviewed on: 16th April 2025

Great service hassle free money was in my account in...

5
Great service hassle free money was in my account in 10 minutes excellent customer service many thanks Reviewed on: 16th April 2025

Speedy process!!!

5
I could not believe how quick the process was. The money was in my account within two hours! Reviewed on: 16th April 2025

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