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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4610 reviews)

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4.76

Based on 4,610 reviews, last reviewed 21st Jun 2026

254500% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4610)

Always there to help and providing sound advice when...

Always there to help and providing sound advice when needed . Aw Reviewed on: 16th April 2025

The money went in quickly and all terms and conditio...

The money went in quickly and all terms and conditions were very legible Reviewed on: 16th April 2025

It's quick with if your eligible for loans and credi...

It's quick with if your eligible for loans and credit card. The app is easy to use and easy to pay, communication is good and they are quick putting loans into your account. Reviewed on: 16th April 2025

Reward customers with good repayment history

I am aware that interest rates can be particularly high for low credit score customers due to the risk. However, if consistent with repayments it would be an incentive to reduce the interest rate according to repayments being made - especially when the persons taking these loans with high interest are the people whom have low incomes or high debts. Reviewed on: 16th April 2025

It’s been incredible, it helped me so much I’m very...

It’s been incredible, it helped me so much I’m very grateful Reviewed on: 16th April 2025

wonderful , good and helpful .

wonderful , good and helpful . The application was replied very quick Reviewed on: 16th April 2025

Very fast decision and great value

Very fast decision and great value Reviewed on: 16th April 2025

their ok interest is a bit high can cope with that n...

their ok interest is a bit high can cope with that no option to pay off more if you can ok otherwise customer service could be a little better good loan if you have bad credit Reviewed on: 16th April 2025

This is my fast time very good

This is my fast time I’m very happy to service Reviewed on: 16th April 2025

Good service and easy to apply

I have had a loan with 118 118 and the repayments have been affordable the app is easy to use and I am happy with the service Reviewed on: 16th April 2025

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