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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

This is my fast time very good

5
This is my fast time I’m very happy to service Reviewed on: 16th April 2025

Good service and easy to apply

5
I have had a loan with 118 118 and the repayments have been affordable the app is easy to use and I am happy with the service Reviewed on: 16th April 2025

Was excellent quick and easy and great customer serv...

5
Was excellent quick and easy and great customer service Reviewed on: 16th April 2025

Quick fast payout brilliant and so easy

5
Quick fast payout brilliant and so easy Reviewed on: 16th April 2025

I done on the website qick and easy

5
I done on the website qick and easy Reviewed on: 16th April 2025

Easy to apply.

5
Easy to apply. Costs ar clear for the start Reviewed on: 16th April 2025

It's was easy nd straight forward

5
It's was easy nd straight forward Reviewed on: 16th April 2025

VERY QUICK AND VERY EASY A GOOD LENDER

5
VERY QUICK AND VERY EASY A GOOD LENDER Reviewed on: 16th April 2025

Great ppl

5
Great app! Very easy to manage loans. Reviewed on: 16th April 2025

Complain

2
Hi .Every time I have a problem some bot contacts me! I filed a complaint that contrary to the credit agreement you charged the first installment on April 1st and not May 1st! I was ignored!!! Reviewed on: 16th April 2025

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