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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4610)

Easy application, money straightforward to bank acco...

5
Easy application, money straightforward to bank account :) highly recommended! Reviewed on: 16th April 2025

Easy, fantastic service

5
It was really easy. Money was transferred within hours. Really helped out in a time of need. Reviewed on: 16th April 2025

Great service

5
Fast easy to use app great communication Reviewed on: 16th April 2025

Great Loan Experience with 118 118 Money

5
Quick and easy application, clear terms, and no hidden fees. Customer service was helpful and friendly, and I received the funds fast. Repayments were manageable, and it even helped improve my credit score. Highly recommend! Reviewed on: 16th April 2025

Customer Service.

5
Have taken out 2 loans with them and both have been easy to understand and customer service has been very helpful with any of my enquiries that I had Reviewed on: 16th April 2025

Very good customer service and good rates

5
Very good customer service and good rates Reviewed on: 16th April 2025

Great experience.

5
Very easy to use and to understand Reviewed on: 16th April 2025

I found 118 online it was a simple process to apply...

5
I found 118 online it was a simple process to apply and I received my money the same day. Reviewed on: 16th April 2025

fast, concise.

5
very easy access, fast, concise, well established deadlines Reviewed on: 16th April 2025

Quick and easy to use , I get the money in 20 minute...

5
Quick and easy to use , I get the money in 20 minutes in my account Reviewed on: 16th April 2025

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