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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

fast, concise.

very easy access, fast, concise, well established deadlines Reviewed on: 16th April 2025

Quick and easy to use , I get the money in 20 minute...

Quick and easy to use , I get the money in 20 minutes in my account Reviewed on: 16th April 2025

Very quick and efficient.

Very quick and efficient. I have been a customer for a few years. Reviewed on: 16th April 2025

Easy application and fast.

Easy application and fast. Understandable website with easy navigation Reviewed on: 16th April 2025

Really easy to to arrange a loan and sorted quickly...

Really easy to to arrange a loan and sorted quickly and efficiently. Thanks Reviewed on: 16th April 2025

Smashing lovely great

Quick decision and got the loan I needed just at the right time..thankyou Reviewed on: 16th April 2025

I have been with 118 for a while now and they have n...

I have been with 118 for a while now and they have never let me down. It is always so easy to speak to team. Well done! Reviewed on: 16th April 2025

A responsible lender who offer a first class service.

A responsible lender who offer a first class service. Reviewed on: 16th April 2025

Very helpful and understanding in this modern societ...

Very helpful and understanding in this modern society where every penny counts excellent communication and thoughtful to the customers needs Reviewed on: 16th April 2025

Quick and Easy, But Expensive

I found 118 118 Money very easy to use, and the application process was straightforward. The funds were granted quickly, which was really helpful when I needed it. However, I do feel that the interest rates are quite high, which makes it expensive in the long run. It’s convenient in emergencies, but definitely something to consider carefully due to the cost. Reviewed on: 16th April 2025

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