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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

I get easy loan and the rate was good as...

5
I get easy loan and the rate was good as interest Reviewed on: 20th April 2026

Good to be 118118 customer

5
Easy to apply, first for a credit card, then being offered a loan. Reviewed on: 20th April 2026

I applied for the loan and got decision straight away.

5
I applied for the loan and got decision straight away.customer service great communication dealt with my problem straight away would highly recommend Reviewed on: 20th April 2026

Thankyou

5
i got pre approved for a loan and it went in my bank within a few minutes , i was able to pay off my debts thanks to 118 money. Reviewed on: 20th April 2026

Hassle free experience.

5
Hassle free experience. Fast, easy and straight forward application. Reviewed on: 20th April 2026

Great value for money very friendly

5
Great value for money very friendly Reviewed on: 20th April 2026

Very helpful the moment that i need it

5
Very helpful the moment that i need it Reviewed on: 20th April 2026

Quick and clear when applying for the loab

5
Quick and clear when applying for the loab Reviewed on: 20th April 2026

Customer service is very helpful

5
Customer service is very helpful Reviewed on: 20th April 2026

Great service fast funds and easy to pay

5
Great service fast funds and easy to pay Reviewed on: 20th April 2026

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