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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

Site easy to navigate.

5
Site easy to navigate. Clear details throughout the process. Money is paid the same day and the payment plan is clear. Overall a good company to use. I would advise anyone who requires a loan to give this company a try. Reviewed on: 20th April 2026

Really quick and easy to use .

5
Really quick and easy to use . Great communications. Reviewed on: 20th April 2026

Excellent experience

5
Fast response money received in a few minutes. Reviewed on: 20th April 2026

Just very happy with the service provided

5
Just very happy with the service provided Reviewed on: 20th April 2026

Quick & efficient no hassle no waiting or having to...

5
Quick & efficient no hassle no waiting or having to have conversations all done very smoothly Reviewed on: 20th April 2026

It’s good to do with you this activity

3
It’s good to do with you this activity Reviewed on: 20th April 2026

The ease and prompt of getting fund

5
One major thing I enjoyed was the ease of making application. The application was really straightforward. No stress. The second point is the fast response. I got decision and fund so quick that it surprised me. It was a good experience Reviewed on: 20th April 2026

Whole process was swift and easy.

5
Whole process was swift and easy. Customer service team were also really friendly and clearly explained what I needed them to. Reviewed on: 20th April 2026

Very good and helpfully whem you need them

5
Very good and helpfully whem you need them Reviewed on: 20th April 2026

best professional service.

5
best professional service. provided the best experience for me, very supportive and respectful customer service Reviewed on: 20th April 2026

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