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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

I got into difficulties

When I got into difficulties recently I spoke with 118118 and the person I spoke to was exceptionally understanding and helpful and they helped me get back on track. Many thanks! Reviewed on: 20th April 2026

Easy to contact, quote was accurate and fair, Easy t...

Easy to contact, quote was accurate and fair, Easy to track in app. Company seems fair and appropriate, Reviewed on: 20th April 2026

Never had any issue with 118 118, I would recommend...

Never had any issue with 118 118, I would recommend Reviewed on: 20th April 2026

Site easy to navigate.

Site easy to navigate. Clear details throughout the process. Money is paid the same day and the payment plan is clear. Overall a good company to use. I would advise anyone who requires a loan to give this company a try. Reviewed on: 20th April 2026

Really quick and easy to use .

Really quick and easy to use . Great communications. Reviewed on: 20th April 2026

Excellent experience

Fast response money received in a few minutes. Reviewed on: 20th April 2026

Just very happy with the service provided

Just very happy with the service provided Reviewed on: 20th April 2026

Quick & efficient no hassle no waiting or having to...

Quick & efficient no hassle no waiting or having to have conversations all done very smoothly Reviewed on: 20th April 2026

It’s good to do with you this activity

It’s good to do with you this activity Reviewed on: 20th April 2026

The ease and prompt of getting fund

One major thing I enjoyed was the ease of making application. The application was really straightforward. No stress. The second point is the fast response. I got decision and fund so quick that it surprised me. It was a good experience Reviewed on: 20th April 2026

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