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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1813 reviews)

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4.89

Based on 1,813 reviews, last reviewed 4th Nov 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

I actually need a same day loan, and found 118 118 m...

I actually need a same day loan, and found 118 118 money through the Experian application that showed me I m eligible to get one. Got it in a same day and I m repaying monthly at the moment Reviewed on: 22nd April 2025

Unbelievably Fast & fuss free!

couldn't believe how fast and simple the whole process was! No fuss, fast decision and funds available immediately!!!Brilliant Reviewed on: 22nd April 2025

More information on our loan and easy to understand.

More information on our loan and easy to understand. Reviewed on: 22nd April 2025

Positive Experience with Both Credit Card and Loan

I've had a genuinely positive experience with 118 118 Money, having used both their credit card and a personal loan. The application process for both products was straightforward and transparent, and I appreciated the clear communication throughout. There were no hidden fees or surprises – everything was laid out from the start, which really built trust. It’s refreshing to deal with a financial provider that keeps things simple and honest. Based on my experience, I’d happily recommend 118 118 Money to others looking for straightforward credit options and reliable service. Reviewed on: 22nd April 2025

Easy to use and interact with.

Easy to use and interact with. Communication is faultless. Reviewed on: 22nd April 2025

Fast service

The experience has been seamless Reviewed on: 22nd April 2025

It was quick, no hassle, kone was transferred to my...

It was quick, no hassle, kone was transferred to my account within mi minutes Reviewed on: 22nd April 2025

Informative, clear, and easy to understand.

They have always provided clear guidance and advised on repayment options and amounts. Clear documentation and the online features are easy to use and navigate. I would recommend for a helpful, fast and efficient service when funds are needed.. Reviewed on: 22nd April 2025

I needed money fast, I applied without any problems...

I needed money fast, I applied without any problems and was accepted, where others rejected my applications. I am very grateful and thank you for being there. I recommend you with all my heart Reviewed on: 22nd April 2025

Excellent

Very quick and easy to use money was in my bank less than an hour. I would definitely use 118 again in the future it's helped me alot thank you Reviewed on: 22nd April 2025

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