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118 118 Money: Personal loan reviews

4.88
Based on 4,529 reviews, last reviewed 23rd Apr 2026
247300% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Amazing customer service, would recommend 100% Amazing customer service, would recommend 100% Reviewed on: 23rd April 2026
Nicola C's avatar
Nicola C

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4529)

Fantastic brand

5
Very easy to apply and helped me out. Reviewed on: 15th April 2025

I use the 118 118 card as well as the cash loan, eve...

5
I use the 118 118 card as well as the cash loan, everything is clear, legible and easy to use. I feel taken care of by 118 118, I receive offers, short information about the approaching payment date, warnings about possible frauds. Overall, I am very happy with 118 118 and I recommend it to everyone. Reviewed on: 15th April 2025

Very fast and efficient process

5
Very fast and efficient process got the funds the same day and have had no issues since Reviewed on: 15th April 2025

Very friendly to deal with and an excellent 5 star s...

5
Very friendly to deal with and an excellent 5 star service Reviewed on: 15th April 2025

Very good decision making, Excellent online fast and...

5
Very good decision making, Excellent online fast and clear decision Reviewed on: 15th April 2025

Quick and easy money turned up within 30mins

5
Quick and easy money turned up within 30mins Reviewed on: 15th April 2025

Good experience.

4
Good experience. It was what I needed and the credit card saved me in multiple times Reviewed on: 15th April 2025

Highly recommend

5
Got my money almost instantly with excellent rates. Customer service is always great Reviewed on: 15th April 2025

I experienced very good customer care.

5
I experienced very good customer care. Reviewed on: 15th April 2025

easy simple no hassle quick deposit

5
easy simple no hassle quick deposit Reviewed on: 15th April 2025

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