Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,526 reviews, last reviewed 23rd Apr 2026
246900% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

After trying to find a loan for ages that would suit... After trying to find a loan for ages that would suit me 118 118 were the best and fastest Reviewed on: 23rd April 2026
Callum Smith's avatar
Callum Smith

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4526)

Was very fast and easy money was deposited quickly !

5
Was very fast and easy money was deposited quickly ! Reviewed on: 15th April 2025

Very easy to apply

5
Had a txt offering me a loan applied and got it within minutes no need to speak to anyone everything explained Reviewed on: 15th April 2025

Great customer service and easy to follow instructions

5
Great customer service and easy to follow instructions Reviewed on: 15th April 2025

Went thru really easily.

5
Went thru really easily. Had the money quickly. No issues with setting up repayment dates for when I needed it. Reviewed on: 15th April 2025

Quick and simple to apply, no issues what so ever.

5
Quick and simple to apply, no issues what so ever. Would definitely recommend. Reviewed on: 15th April 2025

Amazing.

5
Easy to apply and very fast i get the money in my account Reviewed on: 15th April 2025

They help me in a hard situation.

5
They help me in a hard situation. Good values Reviewed on: 15th April 2025

118118 has been great company

5
118118 has been great company offering support and help in financial needs. Reviewed on: 15th April 2025

Really helped with needing some extra funds for an e...

5
Really helped with needing some extra funds for an event I was going to Reviewed on: 15th April 2025

I have had loan peviously some 3 years ago i have a...

5
I have had loan peviously some 3 years ago i have a credit card i applied foe a new loan and within 30 mins was in my bank no fuss. Brilliant Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products