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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

1118 the top in uk best amazing company and easy onl...

5
1118 the top in uk best amazing company and easy online and I interduce my freind to work with it very nice Reviewed on: 15th April 2025

Great Team At 118 118 Money

5
I have a credit card and a loan off 118 118 money and if you need any help off them, their customer service team are excellent. Reviewed on: 15th April 2025

Best Loan Service

5
I’ve taken out two separate loans with 118 over the past 2 years and each time they have offered me great APR, on a couple occasions I have had to phone them up to delay a repayment and that was never an issue and the customer service team are all so lovely. I highly recommend their services. Reviewed on: 15th April 2025

Good choice

5
Good choice really good communication and easy app to use!! Really happy with 118 118 Money!! Reviewed on: 15th April 2025

Quick and simple to use.

5
Quick and simple to use. I have never had a problem, and the app is easy to use. Reviewed on: 15th April 2025

Highly recommended

5
Customer service was really quick and easy to connect! 5 stars for 118 118 Reviewed on: 15th April 2025

Happy client

5
Excellent service, quick and easy to use. Application was very straightforward. I would thoroughly recommend it. Reviewed on: 15th April 2025

Great efficient service with excellent communication.

5
Great efficient service with excellent communication. Reviewed on: 15th April 2025

Had been best with customer service and feedback.

5
Had been best with customer service and feedback. Reviewed on: 15th April 2025

Very quick service and no difficult questions.

5
Very quick service and no difficult questions. Reviewed on: 15th April 2025

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