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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Service like the 2 guys,fast and friendly

5
Fast friendly like the runners,offers are great,customer service immense, great that they keep in touch either changes,or offers,will be using these for a long time too come... Reviewed on: 15th April 2025

Amazing not had a problem with them

5
Amazing not had a problem with them Reviewed on: 15th April 2025

Very seamless and hitch free experience

5
Very seamless and hitch free experience. I can’t possibly ask for more Reviewed on: 15th April 2025

Very straightforward and no fuss needed.

5
Very straightforward and no fuss needed. Quick efficient service Reviewed on: 15th April 2025

Highly recommended: Simple, efficient and professional.

5
Simple, efficient and professional. What I like a lot about thus company is that they are very consistent in warning you about upcoming changes. This seriously helps me to keep track of my loan. Reviewed on: 15th April 2025

all round good experience

5
Easy to use on line. fast response to questions all round good experience Reviewed on: 15th April 2025

Fast , Easy and Reasonable rate.

5
I needed the money to pay for the rent as my Barclays payment is not working. My all the money stacked in one bank account. I immediately got the money transferred into my Halifax account. Good rate and within 10 min. Life saving loan. Reviewed on: 15th April 2025

Great customer service

5
Great experience, especially with the customer service and quick responses messages. Reviewed on: 15th April 2025

Very good customer service and helpful and kind poli...

5
Very good customer service and helpful and kind polite tank you for everything God bless you all Reviewed on: 15th April 2025

Great expiernience, all information clear and inform...

5
Great expiernience, all information clear and informative. All documents available straight away. Highly recommend to anyone. Reviewed on: 15th April 2025

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