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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Good customer services.

5
Good customer services. Reliable and efficient service. Reviewed on: 15th April 2025

Customer service so helpful.

5
Customer service so helpful. Fantastic products. Do not charge over the top in interest fees Reviewed on: 15th April 2025

118 have always been good

5
118 have always been good and helpful. Never had any reason to complain or anything. Overall they do a job. Reviewed on: 15th April 2025

Best experience I had with a money lending company

5
Best experience I had with a money lending company. When I needed information in regards to my loan they were prompt and with plenty of information and support. The rates are humane, and they don't overwhelm you. Definetly taking another loan from them if I ever need one. Reviewed on: 15th April 2025

Got the cash really quickly which I was happy about.

5
Got the cash really quickly which I was happy about. Reviewed on: 15th April 2025

Amazing customer service and fast payout

5
Amazing customer service and fast payout Reviewed on: 15th April 2025

Excellent service helpful staff nothing is too much...

5
Excellent service helpful staff nothing is too much trouble answer all questions Reviewed on: 15th April 2025

Easy smooth process from application to receiving funds

5
Easy smooth process from application to receiving funds Reviewed on: 15th April 2025

Simple app, easy to keep track of payments

5
Simple app, easy to keep track of payments Reviewed on: 15th April 2025

Everything Very Straightforward.

5
Everything Very Straightforward. Was delighted with the ease of the application Reviewed on: 15th April 2025

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