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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4609 reviews)

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4.76

Based on 4,609 reviews, last reviewed 11th Jun 2026

254400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4609)

Would highly recommend

Excellent company. Never any issues using the card and give people limits based on affordability. Reviewed on: 15th April 2025

Really easy to complete the whole process and so qui...

Really easy to complete the whole process and so quick to receive the money Reviewed on: 15th April 2025

Quick and easy to apply, funds received promptly and...

Quick and easy to apply, funds received promptly and with no issues. No problems changing the payment date and generally able to manage everything by the simple and straightforward app. Would recommend. Reviewed on: 15th April 2025

Really quick helpful loan at good rates ,would recom...

Really quick helpful loan at good rates ,would recommend to anyone for a loan ,.Thank-you 118 118 Reviewed on: 15th April 2025

No1 loan provider to me

Getting the loan was quite quick and having the app made it easier to know that I was eligible for the loan. After about 5 minutes, the application was filled out and within 30 the money was in my account. Reviewed on: 15th April 2025

Very helpful in explaining something I didnt quite u...

Very helpful in explaining something I didnt quite understand Reviewed on: 15th April 2025

Great help, great payback rates.

Great help, great payback rates. Will ne using again in future Reviewed on: 15th April 2025

Very easy experience and fast payout of loan.

Very easy experience and fast payout of loan. Reviewed on: 15th April 2025

They’ve taken me out of a difficult position, an aff...

They’ve taken me out of a difficult position, an affordable loan which has helped me pay off THREE credit cards! Reviewed on: 15th April 2025

Very easy to use very informative and how loan and c...

Very easy to use very informative and how loan and credit card works Reviewed on: 15th April 2025

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