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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4512 reviews)

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4.88

Based on 4,512 reviews, last reviewed 23rd Apr 2026

245500% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

4

Worth a try but don't miss any payments Good easy to use but if you miss payment expect lots of calls morning noon and night all times Reviewed on: 23rd April 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4512)

Good and bad points

Best thing about them is that they accept bad credit applications which I was happy about but because of that the APR and interest are high which is normal for bad credit loans and the only bad thing i can say is that they charge an early repayment fee. May consider using again in the future. Reviewed on: 17th June 2016

Borrowed money was easy fast and simple . Can repay in adorable amounts overall very impressed

Borrowed money! Was easy fast and simple . Can repay in east affordable repayments . Overall very impressed ! Reviewed on: 16th June 2016

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