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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very fast efficient service.

5
Very fast efficient service. Loan was arranged with no hiccups whatsoever. Money was in my bank within 24 hours and get notification of all payments I make. My app is very user friendly and I get through to a LIVE voice if I have any queries. Reviewed on: 15th April 2025

Always spot on with me everytime I contact them

5
Always spot on with me everytime I contact them Reviewed on: 15th April 2025

118 helped me financially when I needed it the most...

5
118 helped me financially when I needed it the most the process was quick and easy no hassle. Reviewed on: 15th April 2025

easy to apply and quick response.

5
easy to apply and quick response. Money came in minutes Reviewed on: 15th April 2025

I recommend !!

4
The money came in quick and they treated me well. Thank you guys !! Reviewed on: 15th April 2025

Great customer service always there to help

5
Great customer service always there to help Reviewed on: 15th April 2025

It was a quick and efficient process.

5
It was a quick and efficient process. Reviewed on: 15th April 2025

Its amazing , Easy , Provisional

5
Its amazing , Easy , Provisional Reviewed on: 15th April 2025

Have not had any issues

5
Have not had any issues, apart from the name being incorrect when I try to use chat. Reviewed on: 15th April 2025

So brilliant service really hope

5
So brilliant service really hope Reviewed on: 15th April 2025

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